5076 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 5076 E Bluff Dr, Penn Yan, NY 14527 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 1,424 sqft · built 2017
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$754,000 (Jan 2021)
Tax Bill$13,601 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2017 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN1274-000

Property Details

APN / Parcel Number

Primary APN1274-000
Alternative APN
  • 572689 84.04-1-3.12

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Unfinished Basement1,529 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialWood
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions1 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area400 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1274-000
Street Address5076 E BLUFF DR
CityPENN YAN
StateNY
Zip14527-9061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPHELPS AND GORHAM PURCHASE
Legal Block1
Legal Lot Number3.012
JurisdictionYATES NY
Township / Civil DivisionJERUSALEM
Census Block Group4
Census Block4023
Census Tract150400

Owner

Source: Yates County and Jerusalem Town records · APN 1274-000

Assessment roll updated April 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
FINGER LAKES FCU
May 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
CNB MORTGAGE CO
Apr 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
CNB MORTGAGE CO
Apr 09, 2019Deed of Trust, Mortgage · Line of Credit
ESL FCU
Jan 19, 2021Warranty Deed, Transfer · Commercial Mortgage
THE LYONS NATIONAL BANK
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
May 24, 2019Warranty Deed, Transfer
THE LYONS NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Document Number20213619
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5076 E BLUFF DR, PENN YAN, NY 14527-9061

Mortgage

Document Number0202312372
DateAug 10, 2023
Instrument2023-12372
Lender
NameFINGER LAKES FCU
TypeCredit Union
AddressGENEVA, NY 14456
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 09, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1062/114
DateMay 12, 2017
Book PageMT 1062/114
Instrument2017-00001222
Lender
NameCNB MORTGAGE CO
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term7 Months
DueDec 01, 2017

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1092/091
DateApr 05, 2018
Book PageMT 1092/091
Instrument2018-00000835
Lender
NameCNB MORTGAGE CO
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1121/153
DateApr 09, 2019
Book PageMT 1121/153
Instrument2019-00000737
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateJan 19, 2021
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Document Number0020213611
Instrument DateJan 14, 2021
Instrument2021-3611
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 ELM ST, PENN YAN, NY 14527-1407

Transferred To (Grantee/Buyer)

NameVerified Name
Address5076 E BLUFF DR, PENN YAN, NY 14527-9061

Mortgage

Document Number0020213612
DateJan 19, 2021
Instrument2021-3612
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateJan 19, 2021
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Document Number0020213619
Instrument DateJan 13, 2021
Instrument2021-3619
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,016.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5076 E BLUFF DR, PENN YAN, NY 14527-9061

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 COTTAGE BROOK LANE, WEST END, NY

Mortgage

Document Number0020213620
DateJan 19, 2021
Instrument2021-3620
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateMay 24, 2019
Property Address5076 E BLUFF DR, PENN YAN, NY 14527-9061
Document Number0DE753/147
Book / PageDE 753 / 147
Instrument DateMay 16, 2019
Instrument2019-00001113
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 FLOVERTON ST, ROCHESTER, NY 14610-1101

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5076 E BLUFF DR, PENN YAN, NY 14527-9061

Mortgage

Document Number201900001114
DateMay 24, 2019
Instrument2019-00001114
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionJerusalem Town
Unified School DistrictPenn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,601.00 (+20.01%)$948,200 (+24.6%) Land $301,500 Building $646,700$1,008,723 (+12.67%) Land $320,745 Building $687,978
2023$761,000 Land $215,900 Building $545,100$895,294 Land $254,000 Building $641,294
2020$11,333.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yates County (36123C), updated June 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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