5044 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 5044 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2019)
Tax Bill	$9,994 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Dec 2016 Sale
Flood Zone	Zone X (minimal risk)
APN	`1274-000`

Property Details

APN / Parcel Number

Primary APN	`1274-000`
Alternative APN	`572689 84.04-1-3.13`

Exterior

Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	1 ft deep x 50 ft wide
View / Lot	Waterfront
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1274-000
Street Address	5044 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	3.013
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4023
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5044 E BLUFF DR, PENN YAN, NY 14527-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Dec 13, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Book / Page	DE 752 / 5
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Apr 23, 2019
Property Address	5044 E BLUFF DR, PENN YAN, NY 14527-9061
Document Number	0DE752/005
Book / Page	DE 752 / 005
Instrument Date	Apr 12, 2019
Instrument	2019-00000838
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2096 W LAKE RD, PENN YAN, NY 14527-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3307 QUAIL HILL DR, MIDLOTHIAN, VA 23112-4431

Mortgage

Document Number	201900000839
Date	Apr 23, 2019
Instrument	2019-00000839

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2044

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Dec 13, 2016
Property Address	5044 E BLUFF DR, PENN YAN, NY 14527-9061
Document Number	0DE712/127
Book / Page	DE 712 / 127
Instrument Date	Oct 28, 2016
Instrument	2016-00003172
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157A CAMINO ACOTE, SANTA FE, NM 87508-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ESPERANZA RD, KEUKA PARK, NY 14478-9715

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,994.00 (+212.61%)	$692,000 (+216.27%) Land $301,600 Building $390,400	$736,170 (+185.99%) Land $320,851 Building $415,319
2023		$218,800 Land $217,200 Building $1,600	$257,412 Land $255,530 Building $1,882
2020	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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