5075 Overcrest Dr, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 5075 Overcrest Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,028 sqft · built 1994
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Jan 2015)
Tax Bill	$7,452 (2023)
Deeds & Mortgages	May 2017 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04050B0047.000000`

Property Details

APN / Parcel Number

Primary APN	`04050B0047.000000`
Alternative APNs	`56021664670000` `5602 16 7407` `147263` `98881`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	5,834 sqft
1st Floor Area	1,386 sqft
Upper Floors Area	1,642 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	231,304 sqft (5.31 acres)
Lot Dimensions	271 ft deep x 308 ft wide
Garage Type	Mixed
Garage Area	612 sqft
Driveway	Concrete Driveway
Driveway Area	3,950 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	612 sqft
Patio Area	306 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	147263
Street Address	5075 OVERCREST DR
City	KANNAPOLIS
State	NC
Zip	28081-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 47 TRANQILLITY
Legal Subdivision	TRANQUILLITY
Legal Lot Number	47
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2008
Census Tract	41202

Owner

5075 Overcrest Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5075 OVERCREST DR, KANNAPOLIS, NC 28081-8836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE INSURANCE
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015 · Amount on File
Deed Sale	Jan 13, 2015 · Amount on File
Prior Sale	Sep 3, 2014 · Amount on File
Deed Book / Page	11253 / 215
Last Transfer Date	Jun 18, 2021
Transfer Doc	0015275119
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5075 OVERCREST DR, KANNAPOLIS, NC 28081-8836
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012493328
Date	May 18, 2017
Book Page	12493/0328
Instrument	12493-0328

Lender

Name	FIDELITY NATIONAL TITLE INSURANCE
Type	Insurance Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jun 24, 2021
Property Address	5075 OVERCREST DR, KANNAPOLIS, NC 28081-8836
Document Number	0015275119
Book / Page	15275 / 119
Map Reference	MB 25 PG 84
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 OVERCREST DR, KANNAPOLIS, NC 28081-8836

Mortgage

Document Number	0015275122
Date	Jun 24, 2021
Instrument	15275/122

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,450 (-) Land $264,480 Building $496,970
2025		$761,450 Land $264,480 Building $496,970
2024			$761,450 (+39.99%) Land $264,480 Building $496,970
2023	$7,452.00	$543,930 Land $192,350 Building $351,580	$543,930 Land $192,350 Building $351,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5075 Overcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5075 Overcrest Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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