5074 Overcrest Dr, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 5074 Overcrest Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,386 sqft · built 1995
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Mar 1993)
Tax Bill	$5,263 (2023)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04050B0046.000000`

Property Details

APN / Parcel Number

Primary APN	`04050B0046.000000`
Alternative APNs	`5602 16 8676` `4172095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	5,567 sqft
1st Floor Area	1,794 sqft
Upper Floors Area	592 sqft
Basement Area	1,854 sqft
Unfinished Basement	1,854 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	146,362 sqft (3.36 acres)
Lot Dimensions	211 ft deep x 277 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	2,550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	525 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4172095
Street Address	5074 OVERCREST DR
City	KANNAPOLIS
State	NC
Zip	28081-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 46 TRANQUILLITY PH IV
Legal Subdivision	TRANQUILLITY
Legal Lot Number	46
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2008
Census Tract	41202

Owner

5074 Overcrest Dr is owned and occupied by two individuals who bought it in March 1993.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5074 OVERCREST DR, KANNAPOLIS, NC 28081-8836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1993 · Amount on File
Deed Sale	Mar 9, 1993 · Amount on File
Deed Book / Page	1007 / 1
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5074 OVERCREST DR, KANNAPOLIS, NC 28081-8836
Document Number	12944113
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5074 OVERCREST DR KANNAPOLIS NC 280818836, KANNAPOLIS, NC 28081-8836

Mortgage

Document Number	12944113
Date	Apr 3, 2018
Book Page	012944/000113
Instrument	7696

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,610 Land $189,830 Building $379,780
2024			$569,610 (+48.27%) Land $189,830 Building $379,780
2023	$5,263.00	$384,160 Land $138,060 Building $246,100	$384,160 Land $138,060 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5074 Overcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5074 Overcrest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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