507 W Main St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 507 W Main St, Albert Lea, MN 56007

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,497 sqft · built 1878
Lot Size	0.161 acres (7,050 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Mar 2021)
Tax Bill	$934 (2026)
Deeds & Mortgages	Mar 2021 Sale Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.007.2090`

Property Details

APN / Parcel Number

Primary APN	`34.007.2090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,497 sqft Total Area
1st Floor Area	941 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,050 sqft (0.161 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	384 sqft
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	507 W MAIN ST
City	ALBERT LEA
State	MN
Zip	56007-2638
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RP
Legal Description	MORIN'S ADDITION LOT 8 LESS E 20 FT OF S 45 FT BLK 6 MORINS ADDITION
Legal Subdivision	MORIN'S ADDITION
Legal Block	6
Legal Lot Number	8
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2036
Census Tract	180800

Owner

507 W Main St, a duplex, is owned and occupied by an individual who bought it in March 2021.

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1132 37TH AVE N, SAINT CLOUD, MN 56303-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer NORTH AMERICAN TITLE
Jan 8, 2018	Warranty Deed, Construction Loan · Commercial Mortgage FIRST FARMERS & MERCHANTS NATI
Oct 24, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	2021547485
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 4, 2021
Property Address	507 W MAIN ST, ALBERT LEA, MN 56007-2638
Document Number	000A547485
Instrument Date	Mar 2, 2021
Instrument	A547485
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$194.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W MAIN ST, ALBERT LEA, MN 56007-2638

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jan 8, 2018
Property Address	507 W MAIN ST, ALBERT LEA, MN 56007-2638
Document Number	0CRV767269
Instrument Date	Jan 8, 2018
Instrument	CRV767269
Transaction Type	Construction Loan
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 MAPLEBROOK DR NE, 307, STEWARTVILLE, MN 55976-1673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6670 LUCIA LN NE APT 12, 12, FRIDLEY, MN 55432-4639

Mortgage

Document Number	000A530776
Date	Jan 11, 2018
Instrument	A530776

Lender

Name	FIRST FARMERS & MERCHANTS NATI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 8, 2023

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Oct 24, 2017
Property Address	507 W MAIN ST, ALBERT LEA, MN 56007-2638
Document Number	0CRV738862
Instrument Date	Oct 24, 2017
Instrument	CRV738862
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PROMENADE AVE APT 241, 101, WAYZATA, MN 55391-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MAPLEBROOK DR NE, STEWARTVILLE, MN 55976-1673

Tax Assessment & Valuation

The 2026 property tax bill for 507 W Main St was $934 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$934.00 Homeowner's exemption	$80,100 Land $16,000 Building $64,100	$80,100 Land $16,000 Building $64,100
2025	$934.00
2023	$1,494.00	$75,500 Land $6,900 Building $68,600	$75,500 Land $6,900 Building $68,600
2020	$1,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001)
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 507 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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