415 W Main St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 415 W Main St, Albert Lea, MN 56007

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,428 sqft · built 1901
Lot Size0.14 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$31,000 (Jul 2018)
Tax Bill$1,942 (2026)
Deeds & MortgagesAug 2018 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN34.007.1421

Property Details

APN / Parcel Number

Primary APN34.007.1421

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,428 sqft Total Area
1st Floor Area955 sqft
Basement Area675 sqft
Unfinished Basement675 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchSlab
Porch Area215 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Street Address415 W MAIN ST
CityALBERT LEA
StateMN
Zip56007-2666
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRP
Legal DescriptionMORIN'S ADDITION LOT-029 BLOCK-004 LOT 29 BLK 4 MORIN'S ADD CITY OF ALBERT LEA
Legal SubdivisionMORIN'S ADDITION
Legal Block4
Legal Lot Number29
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group2
Census Block2026
Census Tract180800

Owner

415 W Main St, a duplex, is owned by a company that acquired it in April 2021.

Source: Freeborn County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address817 LAKEVIEW BLVD, ALBERT LEA, MN 56007-4430
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRODUCE STATE BANK
Apr 6, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 31, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2018 · Amount on File
Deed SaleJul 31, 2018 · Amount on File
Deed Document Number2018V849293
Last Transfer DateApr 5, 2021
Transfer Doc000A548027
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address415 W MAIN ST, ALBERT LEA, MN 56007-2666
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A533603
DateAug 3, 2018
InstrumentA533603
Lender
NamePRODUCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 10, 2023
Interest
Rate TypeFixed Rate

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREEBORN MN
Recording DateApr 6, 2021
Property Address415 W MAIN ST, ALBERT LEA, MN 56007-2666
Document Number000A548027
Instrument DateApr 5, 2021
InstrumentA548027
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$1.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 LAKEVIEW BLVD, ALBERT LEA, MN 56007-4430

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREEBORN MN
Recording DateJul 31, 2018
Property Address415 W MAIN ST, ALBERT LEA, MN 56007-2666
Document Number0CRV849293
Instrument DateJul 31, 2018
InstrumentCRV849293
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 125, ALBERT LEA, MN 56007-0125

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 MARTIN RD, ALBERT LEA, MN 56007-1464

Tax Assessment & Valuation

The 2026 property tax bill for 415 W Main St was $1,942.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,942.00$98,300 Land $13,600 Building $84,700$98,300 Land $13,600 Building $84,700
2025$1,942.00
2023$1,338.00$66,900 Land $5,800 Building $61,100$66,900 Land $5,800 Building $61,100
2020$1,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001)
Most Recent ClaimJun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Midco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on W Main St

Nearby Streets

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