507 S Cedar St, Owosso, MI 48867 Property Records

Shiawassee County property record for 507 S Cedar St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1915
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-673-002-001-00`

Property Details

APN / Parcel Number

Primary APN	`050-673-002-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	15,246 sqft (0.35 acres)
Garage Area	1,936 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	507 S CEDAR ST
City	OWOSSO
State	MI
Zip	48867-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 9 BLK 2 H N & S A WILLIAMS SUB DIV OUT LOT 3 A L & B O WILLIAMS ADD INCL 12 CLSD MILWAUKEE ST
Legal Subdivision	WILLIAMS SUB DIV
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1001
Census Tract	30800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 S CEDAR ST, OWOSSO, MI 48867-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2024
Transfer Doc	0013230135
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	507 S CEDAR ST, OWOSSO, MI 48867-3403
Document Number	0012650454
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S CEDAR ST OWOSSO MI 488673403, OWOSSO, MI 48867-3403

Mortgage

Document Number	0012650454
Date	Jan 28, 2020
Book Page	001265/000454
Instrument	3329083

Lender

Name	FIFTH THIRD BK NA
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2040

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (+9.55%)	$165,200 (+9.55%)
2025	$2,101.00 (+4.89%) Homeowner's exemption	$75,400 (+21.22%)	$150,800 (+21.22%)
2024	$2,003.00
2023	$2,003.00 Homeowner's exemption	$62,200	$124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20