507 Laverne Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 507 Laverne Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,284 sqft · built 1948
Lot Size0.095 acres (4,138 sqft)
Owner2 Individual Names on Record
Last Sale$573,000 (Sep 2007)
Tax Bill$10,038 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN038-074-08

Property Details

APN / Parcel Number

Primary APN038-074-08
Alternative APN
  • 038-074-08-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,284 sqft Living Area
Gross Area1,564 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeWood
Lot Area4,138 sqft (0.095 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address507 LAVERNE AVE
CityAPTOS
StateCA
Zip95003-3768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2.5
Legal SubdivisionMAR VISTA
Legal BlockD
Legal Lot Number19,20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1011
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address507 LAVERNE AVE, APTOS, CA 95003-3768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2007 · Amount on Record
Deed SaleSep 28, 2007 · Amount on Record
Deed Document Number200751381
Prior Transfer DateDec 12, 1997
Prior Transfer Doc0000014933
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address507 LAVERNE AVE, APTOS, CA 95003-3768
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1551 REDWOOD CT, MOUNTAIN VIEW, CA 94041-1877

Mortgage

Document Number0000062112
DateDec 27, 2021
Instrument2021-0062112
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$767,701 (+2%) Land $535,917 Building $231,784
2025$10,038.00 (+10.48%) Homeowner's exemption$752,649 (+4.04%) Land $525,409 Building $227,240
2023$9,086.00 (+2.32%) Homeowner's exemption$723,423 Land $505,007 Building $218,416$784,620
2022$8,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

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