503 Laverne Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 503 Laverne Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 757 sqft · built 1951
Lot Size	0.065 acres (2,831 sqft)
Owner	2 Trust Names on File
Last Sale	$600,000 (Nov 2017)
Tax Bill	$9,248 (2025)
Deeds & Mortgages	Jul 2019 Transfer Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-074-10`

Property Details

APN / Parcel Number

Primary APN	`038-074-10`
Alternative APN	`038-074-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	757 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Other
Lot Area	2,831 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 LAVERNE AVE
City	APTOS
State	CA
Zip	95003-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2.5
Legal Subdivision	MAR VISTA MONTEREY BAY
Legal Block	D
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1011
Census Tract	122100

Owner

503 Laverne Ave is owner-occupied and held in a trust since June 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	503 LAVERNE AVE, APTOS, CA 95003-3768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Affidavit of Death, Transfer STEWART TITLE
Nov 7, 2017	Grant Deed, Transfer · Conventional Mortgage PRUDLER FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Deed Document Number	201737574
Last Transfer Date	Jun 27, 2019
Transfer Doc	0000018022
Record Updated	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 1, 2019
Property Address	503 LAVERNE AVE, APTOS, CA 95003-3768
Document Number	0000018022
Instrument Date	Jun 27, 2019
Instrument	18022
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	411 WALNUT ST GREEN COVE SPRINGS FL 320433443, GREEN COVE SPRINGS, FL 32043-3443

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 1, 2019
Property Address	503 LAVERNE AVE, APTOS, CA 95003-3768
Document Number	0000018023
Instrument Date	Jun 27, 2019
Instrument	18023
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	411 WALNUT ST GREEN COVE SPRINGS FL 320433443, GREEN COVE SPRINGS, FL 32043-3443

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2017
Property Address	503 LAVERNE AVE, APTOS, CA 95003-3768
Document Number	0000037573
Instrument Date	Nov 1, 2017
Instrument	37573
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 W MONTEREY AVE STOCKTON CA 952044341, STOCKTON, CA 95204-4341

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2017
Property Address	503 LAVERNE AVE, APTOS, CA 95003-3768
Document Number	0000037574
Map Reference	MB25 PG20
Instrument Date	Oct 28, 2017
Instrument	2017-0037574
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 24, ARNOLD, CA 95223-0024

Mortgage

Document Number	0000037575
Date	Nov 7, 2017
Instrument	2017-0037575

Lender

Name	PRUDLER FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 503 Laverne Ave was $9,248 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,351 (+2%) Land $557,081 Building $139,270
2025	$9,248.00 Homeowner's exemption	$682,698 Land $546,158 Building $136,540
2023	$8,434.00 (+2.34%)	$656,188 Land $524,950 Building $131,238	$724,950
2022	$8,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Laverne Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Laverne Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

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