Oceana County property record for 507 E Main St, Hart, MI 49420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.138 acres (6,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-147-004-00 |
| Primary APN | 020-147-004-00 |
|---|
| Lot Area | 6,036 sqft (0.138 acres) |
|---|
| Street Address | 507 E MAIN ST |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD831917 ESMT-L2005P21244 CITY OF HART GURNEY ADDITION LOT 4 & 30 FT DIRECTLY S OF LOT 4 IF E & W EXTENDED 30 FT S |
| Legal Subdivision | HART GURNEY ADDITION |
| Legal Lot Number | 4-30 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | HART |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10400 |
Source: Oceana County assessment roll, as of July 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 E MAIN ST, HART, MI 49420-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 507 E MAIN ST, HART, MI 49420-1131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 507 E MAIN ST, HART, MI 49420-1131 |
| Document Number | 2022/19054 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 2022/19054 |
| Instrument | 202200005318 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County assessment roll, as of July 17, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| Municipality | Hart City |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,100 (+11.26%) | $148,200 (+11.26%) | |
| 2025 | $893.00 (-27.16%) Homeowner's exemption | $66,600 (+38.17%) Land $66,600 | $133,200 (+38.17%) Land $133,200 |
| 2023 | $48,200 Land $48,200 | $96,400 (-) Land $96,400 | |
| 2022 | $1,226.00 | $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HART serves 2,126 people · EPA ID MI0003060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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