505 E Main St, Hart, MI 49420 Property Records

Oceana County property record for 505 E Main St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,500 (Sep 2005)
Tax Bill	$867 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-147-003-00`

Property Details

APN / Parcel Number

Primary APN	`020-147-003-00`

Exterior

Lot Area	6,036 sqft (0.138 acres)

Location & Zoning

Street Address	505 E MAIN ST
City	HART
State	MI
Zip	49420-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF HART GURNEY ADDITION LOT 3 BLOCK 167 & 30 FT DIRECTLY S OF LOT 3 IF E & W BDY LN WERE EXTENDED S 30 FT WD-2005/23269
Legal Subdivision	HART GURNEY ADDITION
Legal Block	167,30
Legal Lot Number	3
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	3
Census Block	3018
Census Tract	10400

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3387 E DEER RD, HART, MI 49420-8272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE SHELBY STATE BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2005 · Amount on Record
Deed Sale	Sep 12, 2005 · Amount on Record
Prior Sale	Aug 11, 2005 · Amount on Record
Deed Book / Page	2005 / 26909
Last Transfer Date	Dec 14, 2023
Transfer Doc	2023/22229
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	505 E MAIN ST, HART, MI 49420-1131
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/29219
Date	Dec 28, 2020
Book Page	2020/29219
Instrument	202000007507

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	SHELBY, MI 49455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 18, 2025
Property Address	505 E MAIN ST, HART, MI 49420-1131
Document Number	2025/23296
Book / Page	2025 / 23296
Instrument Date	Nov 17, 2025
Instrument	202500005986
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND T&E AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4659 N 144TH AVE, WALKERVILLE, MI 49459-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3387 E DEER RD, HART, MI 49420-8272

Mortgage

Document Number	202500005987
Date	Nov 18, 2025
Instrument	202500005987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Dec 15, 2023
Property Address	505 E MAIN ST, HART, MI 49420-1131
Document Number	2023/22229
Book / Page	2023 / 22229
Instrument Date	Dec 14, 2023
Instrument	202300006021
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 N 144TH AVE, WALKERVILLE, MI 49459-9531

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (+24.05%)	$175,400 (+24.05%)
2025	$867.00 (-54.01%) Homeowner's exemption	$70,700 (+37.82%) Land $70,700	$141,400 (+37.82%) Land $141,400
2024	$1,885.00 (+10.56%)
2023		$51,300 Land $51,300	$102,600 (-) Land $102,600
2022	$1,705.00		$102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures