507 E Hammond St, Red Oak, IA 51566 Property Records

Montgomery County property record for 507 E Hammond St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,619 sqft · built 1900
Lot Size	0.175 acres (7,616 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`600628181010000`

Property Details

APN / Parcel Number

Primary APN	`600628181010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
1st Floor Area	1,273 sqft
Basement Area	1,273 sqft
Unfinished Basement	1,273 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,616 sqft (0.175 acres)
Lot Dimensions	112 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	1,010 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	507 E HAMMOND ST
City	RED OAK
State	IA
Zip	51566-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT LT 10 & W/2 LT 11 BLK 19
Legal Subdivision	RED OAK
Legal Block	19
Legal Lot Number	10,11
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1003
Census Tract	960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 E HAMMOND ST, RED OAK, IA 51566-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 12, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	507 E HAMMOND ST, RED OAK, IA 51566-1952
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 E HAMMOND ST, RED OAK, IA 51566-1952

Mortgage

Document Number	02023/1465
Date	Oct 13, 2023
Book Page	2023/1465
Instrument	2023 1465

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jan 12, 2018
Property Address	507 E HAMMOND ST, RED OAK, IA 51566-1952
Document Number	02018/0058
Book / Page	2018 / 0058
Instrument Date	Jan 10, 2018
Instrument	2018 0058
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 E HAMMOND ST, RED OAK, IA 51566-1952

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,132.00 (+33.02%) Homeowner's exemption	$291,710 (+25.94%) Land $10,000 Building $281,710	$291,710 (+25.94%) Land $10,000 Building $281,710
2024	$4,610.00 (+33.01%)
2023		$231,620 Land $6,660 Building $224,960	$231,620 Land $6,660 Building $224,960
2022	$3,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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