504 E Hammond St, Red Oak, IA 51566 Property Records

Montgomery County property record for 504 E Hammond St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,418 sqft · built 1900
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,486 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600628185004000`

Property Details

APN / Parcel Number

Primary APN	`600628185004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	640 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Unfinished Basement	320 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	112 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	174 sqft
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	504 E HAMMOND ST
City	RED OAK
State	IA
Zip	51566-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT LT 4 BLK 30
Legal Subdivision	RED OAK
Legal Block	30
Legal Lot Number	4
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1012
Census Tract	960300

Owner

Source: Montgomery County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 E HAMMOND ST, RED OAK, IA 51566-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage RED OAK HOUSING REHAB
May 7, 2018	Deed of Trust, Mortgage RED OAK HOUSING REHAB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2005
Transfer Doc	0283/0067
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	504 E HAMMOND ST, RED OAK, IA 51566-1953
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000687
Date	May 7, 2018
Book Page	0000002018/0000000687
Instrument	000000000687

Lender

Name	RED OAK HOUSING REHAB

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	504 E HAMMOND ST, RED OAK, IA 51566-1953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000686
Date	May 7, 2018
Book Page	0000002018/0000000686
Instrument	000000000686

Lender

Name	RED OAK HOUSING REHAB

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+373.25%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$78,980 (+41.04%) Land $6,620 Building $72,360	$78,980 (+41.04%) Land $6,620 Building $72,360
2024	$314.00 (-59.22%)
2023		$56,000 Land $4,410 Building $51,590	$56,000 Land $4,410 Building $51,590
2022	$770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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