Lancaster County property record for 507 E Gay St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1935 |
| Lot Size | 47 acres (2,047,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $26,000 (Sep 2013) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068O-0H-003.00 |
| Primary APN | 0068O-0H-003.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,032 sqft |
| Flooring | Wood |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,047,320 sqft (47 acres) |
| Lot Width | 47 ft Width |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 89005 |
|---|---|
| Street Address | 507 E GAY ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SPLIT FROM PCL 5 IN 2010 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 10700 |
507 E Gay St is owned by a company that bought it in September 2013.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 441 W BARR ST, LANCASTER, SC 29720-2056 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2013 · Amount on File |
| Deed Sale | Sep 6, 2013 · Amount on File |
| Deed Document Number | 201313487 |
| Deed Book / Page | 753 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Apr 1, 2026 |
| Property Address | 507 E GAY ST, LANCASTER, SC 29720-2667 |
| Document Number | 0000004483 |
| Book / Page | 5555 / 327 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20264483 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 10273 LAKESHORE DR, LANCASTER, SC 29720-7399 |
| Document Number | 0000004483, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5555/327 |
| Instrument | 20264483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 507 E GAY ST, LANCASTER, SC 29720-2667 |
| Document Number | 0000000274 |
| Book / Page | 003485 / 000113 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10273 LAKE SHORE DR LANCASTER SC 297207399, LANCASTER, SC 29720-7399 |
| Document Number | 0000000274 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 003485/000113 |
| Instrument | 274 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 507 E Gay St was $562, up 12.6% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 (+12.63%) | $1,309 Land $196 Building $1,113 | $30,000 Land $4,500 Building $25,500 |
| 2024 | $499.00 (-1.77%) | ||
| 2023 | $508.00 | $1,139 Land $156 Building $983 | $19,000 Land $2,600 Building $16,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 507 E Gay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 507 E Gay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures