503 E Gay St, Lancaster, SC 29720 Property Records

Lancaster County property record for 503 E Gay St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 576 sqft · built 1940
Lot Size	45.2 acres (1,968,912 sqft)
Owner	Company Name on File
Last Sale	$26,000 (Sep 2013)
Tax Bill	$554 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0068O-0H-006.00`

Property Details

APN / Parcel Number

Primary APN	`0068O-0H-006.00`
Alternative APN	`9638`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	704 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,968,912 sqft (45.2 acres)
Lot Width	45.2 ft Width
Porch	Porch
Porch Area	128 sqft

Location & Zoning

Account Number	9638
Street Address	503 E GAY ST
City	LANCASTER
State	SC
Zip	29720-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	45.2X93.5X3X55.37X56.06
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1078
Census Tract	10700

Owner

Source: Lancaster County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	441 W BARR ST, LANCASTER, SC 29720-2056
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Prior Sale	Feb 18, 2010 · Amount on File
Deed Document Number	201313486
Deed Book / Page	753 / 70
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	503 E GAY ST, LANCASTER, SC 29720-2667
Document Number	0000000274
Book / Page	003485 / 000113
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10273 LAKE SHORE DR LANCASTER SC 297207399, LANCASTER, SC 29720-7399

Mortgage

Document Number	0000000274
Date	Jan 5, 2018
Book Page	003485/000113
Instrument	274

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 4, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+13.06%)	$1,285 (+14.94%) Land $114 Building $1,171	$36,000 (+92.51%) Land $3,200 Building $32,800
2024	$490.00 (-1.8%)
2023	$499.00	$1,118 Land $108 Building $1,010	$18,700 Land $1,800 Building $16,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20