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507 E Chatham St, Lexington, IL 61753 Property Records

McLean County property record for 507 E Chatham St, Lexington, IL 61753

Property Summary

Property TypeSingle Family Home
Details910 sqft · built 1909
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$98,000 (Nov 2021)
Tax Bill$3,407 (2024)
Deeds & MortgagesJul 2021 Mortgage
Nov 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN09-08-128-009

Property Details

APN / Parcel Number

Primary APN09-08-128-009

Interior

Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialConcrete Block
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address507 E CHATHAM ST
CityLEXINGTON
StateIL
Zip61753-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 8-25-4E NORTHERN ADD TO LEXINGTON BLK 2 E99 LOTS 5 & 8
Legal SubdivisionNORTHERN ADD
Legal Block2
Legal Lot Number5,8
JurisdictionMCLEAN IL
Township / Civil DivisionLEXINGTON
Census Block Group5
Census Block5010
Census Tract5700

Owner

507 E Chatham St is owned by two individuals who bought it in November 2021.

Source: McLean County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address406 W CHESTNUT ST, LEXINGTON, IL 61753-1209
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Nov 18, 2021Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2021 · Amount on File
Deed SaleNov 18, 2021 · Amount on File
Deed Document Number202127512
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address507 E CHATHAM ST, LEXINGTON, IL 61753-1026
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100017407
DateJul 22, 2021
Instrument2021-00017407
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate
Rate2.75%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 18, 2021
Property Address507 E CHATHAM ST, LEXINGTON, IL 61753-1026
Document Number202100027512
Instrument DateNov 4, 2021
Instrument2021-00027512
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 W CHESTNUT ST, LEXINGTON, IL 61753-1209

Mortgage

Document Number202100027513
DateNov 18, 2021
Instrument2021-00027513
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueNov 5, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionLexington Township
MunicipalityLexington City
Unified School DistrictLexington Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,865 Land $5,436 Building $35,429$122,595 Land $16,308 Building $106,287
2024$3,407.00 (+8.75%)
2023$3,133.00$34,460 Land $4,584 Building $29,876$103,380 Land $13,752 Building $89,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 507 E Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 E Chatham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON
serves 1,930 people · EPA ID IL1130800
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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