403 E Chatham St, Lexington, IL 61753 Property Records

McLean County property record for 403 E Chatham St, Lexington, IL 61753

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,497 sqft · built 1889
Lot Size0.51 acres (22,215 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Aug 2019)
Tax Bill$5,027 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-08-127-006

Property Details

APN / Parcel Number

Primary APN09-08-127-006

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,497 sqft Living Area
1st Floor Area1,487 sqft
2nd Floor Area1,487 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area22,215 sqft (0.51 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address403 E CHATHAM ST
CityLEXINGTON
StateIL
Zip61753-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHERN ADD ALL LOTS 6 &7 & W36 LOTS 5 &8 BLK 3
Legal Range04E
Legal Township25N
Legal Section08
Legal SubdivisionNORTHERN ADD
Legal Block3
Legal Lot Number6,7
JurisdictionMCLEAN IL
Township / Civil DivisionLEXINGTON
Census Block Group5
Census Block5010
Census Tract5700

Owner

403 E Chatham St is owned and occupied by an individual who bought it in August 2019.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address403 E CHATHAM ST, LEXINGTON, IL 61753-1024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2019 · Amount on File
Deed SaleAug 2, 2019 · Amount on File
Prior SaleMay 6, 2013 · Amount on File
Deed Document Number201912154
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 2, 2019
Property Address403 E CHATHAM ST, LEXINGTON, IL 61753-1024
Document Number201900012154
Instrument DateJul 29, 2019
Instrument2019-00012154
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E CHATHAM ST, LEXINGTON, IL 61753-1024

Mortgage

Document Number201900012155
DateAug 2, 2019
Instrument2019-00012155
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueAug 1, 2044

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionLexington Township
MunicipalityLexington City
Unified School DistrictLexington Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,803 Land $5,958 Building $60,845$200,409 Land $17,874 Building $182,535
2024$5,027.00 (+9.86%)
2023$4,576.00$56,332 Land $5,024 Building $51,308$168,996 Land $15,072 Building $153,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 E Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 E Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON
serves 1,930 people · EPA ID IL1130800
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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