507 E 21st St, Covington, KY 41014 Property Records

Kenton County property record for 507 E 21st St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,898 sqft · built 1909
Lot Size	0.082 acres (3,581 sqft)
Owner	Company Name on File
Last Sale	$124,675 (Jul 2011)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-32-23-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-23-002.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	1,898 sqft Finished Area
Gross Area	2,283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Slate
Lot Area	3,581 sqft (0.082 acres)
Lot Dimensions	123 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0553223002.00
Street Address	507 E 21ST ST
City	COVINGTON
State	KY
Zip	41014-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATCH & CO SEC 7 PT LOT 70 29'X 123.5' SS 21ST 100' E EASTERN
Legal Subdivision	PATCH & CO
Legal Phase	7
Legal Lot Number	70
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1026
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1222 SOUTHGATE ST, COVINGTON, KY 41011-2004
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2011 · Amount on Record
Deed Sale	Jul 27, 2011 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	0000000081
Last Transfer Date	Sep 29, 2022
Transfer Doc	0005900056
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	507 E 21ST ST, COVINGTON, KY 41014-1518
Document Number	0000000181
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	EWBANK LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	507 E 21ST ST COVINGTON KY 410141518, COVINGTON, KY 41014-1518

Mortgage

Document Number	0000000181
Date	Nov 10, 2020
Book Page	00M123/000784
Instrument	181

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 (-0.53%)	$211,600 (-) Land $5,000 Building $206,600	$211,600 (-) Land $5,000 Building $206,600
2023	$2,818.00	$211,600 Land $5,000 Building $206,600	$211,600 Land $5,000 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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