Kenton County property record for 313 E 21st St, Covington, KY 41014 · Last verified April 2026
| Property Type | Commercial > Retail > Parking Lot |
|---|---|
| Lot Size | 16,283 sqft (0.374 acres) |
| Last Sale | $335,000 (2022) |
| Tax Bill | $695.00 (2025) |
| Primary APN | 055-32-04-070.00 |
|---|
| Lot Area | 16,283 sqft (0.374 acres) |
|---|
| Street Address | 313 E 21ST ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Parking Lot |
| Legal Description | CITY REALTY CO SEC 3 LOTS 1-2-3-10-11 0.3738 ACRES SS E 21ST |
| Legal Subdivision | CITY REALTY CO |
| Legal Phase | 3 |
| Legal Lot Number | 1-11 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-04-070.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 401 E 20TH ST, COVINGTON, KY 41014-1583 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CIBC BANK USA |
| Oct 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CIBC BANK USA |
| May 17, 2019 | Grant Deed, Mortgage S&T BK |
| May 09, 2019 | Loan Modification, Mortgage S&T BK |
| Jul 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 02, 2017 | Grant Deed, Transfer · Line of Credit S&T BK |
| Jul 20, 2017 | Deed of Trust, Mortgage HERITAGE BK/LAFAYETTE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Jul 12, 2018 · Amount on Record |
| Deed Doc Number | 202274 |
| Deed Book / Page | 190 / 842 |
| Prior Transfer Date | Nov 26, 2014 |
| Prior Transfer Doc | 0005900211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1 VALLEY GREENS DR, VALLEY STREAM, NY 11581-3634 |
| Document Number | 0005900169 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | KCM 697/657 |
| Instrument | 25101705900169 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1 VALLEY GREENS DR, VALLEY STREAM, NY 11581-3634 |
| Document Number | 0005900166 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | KCM 697/623 |
| Instrument | 25101705900166 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 17, 2019 |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Book / Page | 0C6662 / 000079 |
| Instrument Date | May 09, 2019 |
| Instrument | 175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | RIVERSIDE ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 E 20TH ST COVINGTON KY 410141583, COVINGTON, KY 41014-1583 |
| Document Number | 0000000175 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 0C6662/000079 |
| Instrument | 175 |
| Name | S&T BK |
|---|---|
| Type | Bank |
| Address | 4599 CEMETERY RD, HILLIARD, OH 43026-1102 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | May 16, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Document Number | 0000000174 |
| Instrument Date | May 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 E 20TH ST COVINGTON KY 410141583, COVINGTON, KY 41014-1583 |
| Document Number | 0000000174 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 0C6662/000071 |
| Instrument | 174 |
| Name | S&T BK |
|---|---|
| Type | Bank |
| Address | HILLIARD, OH 43026 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 12, 2018 |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Document Number | 0000000116 |
| Book / Page | 0C6451 / 000222 |
| Instrument Date | May 18, 2018 |
| Instrument | 116 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 LAST 20TH ST COVINGTON KY 41014, COVINGTON, KY 41014 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2017 |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Document Number | 0000000137 |
| Book / Page | 0C6262 / 000185 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 137 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 E 20TH ST COVINGTON KY 410141583, COVINGTON, KY 41014-1583 |
| Investor | Possibly a Property Investor |
| Document Number | 138 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 0C6262/000197 |
| Instrument | 138 |
| Name | S&T BK |
|---|---|
| Type | Bank |
| Address | 6397 EMERALD PKWY # 175, DUBLIN, OH 43016-2202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 01, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 E 21ST ST, COVINGTON, KY 41014 |
| Document Number | 0000000137 |
| Book / Page | 0C6262 / 000197 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | MADISON TITLE AGENCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 882 RIVERWATCH DR CRESCENT SPRINGS KY 410174476, CRESCENT SPRINGS, KY 41017-4476 |
| Document Number | 0000000137 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | ORC621/000267 |
| Instrument | 137 |
| Name | HERITAGE BK/LAFAYETTE |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 12, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Date | Jul 13, 2017 |
|---|---|
| Book Page | ORC621/000267 |
| Instrument | 137 |
| Name | S&T BK |
|---|---|
| Type | Bank |
| Address | 6397 EMERALD PKWY # 175, DUBLIN, OH 43016-2202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 12, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 (-0.57%) | $52,500 (-) Land $15,500 Building $37,000 | $52,500 (-) Land $15,500 Building $37,000 |
| 2023 | $699.00 | $52,500 Land $15,500 Building $37,000 | $52,500 Land $15,500 Building $37,000 |
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