507 Downing St, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 507 Downing St, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,035 sqft · built 1984
Owner	Individual Name on File
Last Sale	$58,000 (Sep 2016)
Tax Bill	$848 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-497.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-497.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,035 sqft Living Area

Exterior

Year Built	Built 1984
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999917497.00
Street Address	507 DOWNING ST
City	COLD SPRING
State	KY
Zip	41076-3504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LONDON ACRES SOUTH CONDOS LOT LA-5 BLDG LA-5 UNIT 507 UPPER LEVEL
Legal Subdivision	LONDON ACRES SOUTH
Legal Lot Number	LA
Legal Unit	507
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

Source: Campbell County records · APN 999-99-17-497.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	507 DOWNING ST, COLD SPRING, KY 41076-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2016 · Amount on Record
Deed Sale	Sep 14, 2016 · Amount on Record
Deed Document Number	5044778
Deed Book / Page	D779 / 370
Record Updated	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	507 DOWNING ST, COLD SPRING, KY 41076-3504
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 DOWNING ST, COLD SPRING, KY 41076-3504

Mortgage

Document Number	0005410913
Date	Jun 06, 2025
Book Page	M2455/50
Instrument	5410913

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (+0.95%)	$70,000 (-) Building $70,000	$70,000 (-) Building $70,000
2023	$840.00 (+15.86%)	$70,000 (+20.69%) Building $70,000	$70,000 (+20.69%) Building $70,000
2022	$725.00	$58,000 Building $58,000	$58,000 Building $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.