Campbell County property record for 1300 Downing St, Cold Spring, KY 41076
| Property Type | Commercial |
|---|---|
| Details | 12,555 sqft · built 1993 |
| Owner | Company Name on Record |
| Tax Bill | $6,544 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-562.00 |
| Primary APN | 999-99-20-562.00 |
|---|
| Building Area | 12,555 sqft |
|---|
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| View / Lot | Fair |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920562.00 |
|---|---|
| Street Address | 1300 DOWNING ST |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-3521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT LA 13 PHASE IV LONDON ACRES SOUTH |
| Legal Subdivision | LONDON ACRES |
| Legal Phase | 4 |
| Legal Lot Number | LA |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3255 LEGACY TRCE, CINCINNATI, OH 45237-1727 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 7, 2019 | Quit Claim Deed, Mortgage · Line of Credit HUNT MTG PTRS LLC |
| Jul 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 9, 2014 |
| Last Transfer Date | Jul 6, 2017 |
| Transfer Doc | 0005059238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 7, 2019 |
| Property Address | 1300 DOWNING ST, COLD SPRING, KY 41076-3521 |
| Document Number | 0005098521 |
| Book / Page | 000806 / 000693 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 5098521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 343 PIKE ST COVINGTON KY 410112179, COVINGTON, KY 41011-2179 |
| Document Number | 5098522 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 002194/000705 |
| Instrument | 5098522 |
| Name | HUNT MTG PTRS LLC |
|---|---|
| Address | 11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 6, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 6, 2017 |
| Property Address | 1300 DOWNING ST, COLD SPRING, KY 41076-3521 |
| Document Number | 0005059238 |
| Book / Page | 000786 / 000568 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 5059238 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 645 HIGHLAND AVE #32 FORT THOMAS KY 410751759, 32, FORT THOMAS, KY 41075-1759 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,544.00 (+0.99%) | $540,000 (-) Land $108,000 Building $432,000 | $540,000 (-) Land $108,000 Building $432,000 |
| 2023 | $6,480.00 (+6%) | $540,000 (+10.41%) Land $108,000 Building $432,000 | $540,000 (+10.41%) Land $108,000 Building $432,000 |
| 2022 | $6,113.00 | $489,100 Land $106,100 Building $383,000 | $489,100 Land $106,100 Building $383,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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