Kalkaska County property record for 507 Division St, Kalkaska, MI 49646
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1974 |
| Lot Size | 0.292 acres (12,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,063 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2020 Refinance |
| APN | 041-485-004-50 |
| Primary APN | 041-485-004-50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 12,731 sqft (0.292 acres) |
| Garage Area | 528 sqft |
| Street Address | 507 DIVISION ST |
|---|---|
| City | KALKASKA |
| State | MI |
| Zip | 49646-7912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LOT 4 & PT OF LOT 5 EXC THAT PT OF LOT 5 BEG AT NW COR OF SD LOT TH E ALNG S LI OF DIVISION ST 3' TH S 132.68' TO S |
| Legal Range | 07W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | VILL OF KALKASKA |
| Legal Block | 5 |
| Legal Lot Number | 4-5,132 |
| Jurisdiction | KALKASKA MI |
| Township / Civil Division | KALKASKA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950300 |
507 Division St is owned and occupied by an individual.
Source: Kalkaska County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 507 DIVISION ST, KALKASKA, MI 49646-7912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FOREST AREA FEDERAL CREDIT UNION |
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FOREST AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 507 DIVISION ST, KALKASKA, MI 49646-7912 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003180282 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 3180282 |
| Name | FOREST AREA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 507 DIVISION ST, KALKASKA, MI 49646-7912 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3150309 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 3150309 |
| Name | FOREST AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 507 Division St was $1,063, up 1% from the year before.
Source: Kalkaska County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalkaska County |
| County Subdivision | Kalkaska Township |
| Municipality | Kalkaska Village |
| Unified School District | Kalkaska Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,700 (+10.81%) | $223,400 (+10.81%) | |
| 2025 | $1,063.00 (+1.05%) Homeowner's exemption | $100,800 | $201,600 |
| 2024 | $1,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 507 Division St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 507 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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