505 Division St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 505 Division St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1973
Lot Size0.388 acres (16,900 sqft)
OwnerIndividual Name on Record
Last Sale$94,500 (Nov 2014)
Tax Bill$1,535 (2025)
Deeds & MortgagesAug 2022 Refinance
APN041-485-003-00

Property Details

APN / Parcel Number

Primary APN041-485-003-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,696 sqft Living Area
1st Floor Area1,696 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area16,900 sqft (0.388 acres)
Garage Area748 sqft

Location & Zoning

Street Address505 DIVISION ST
CityKALKASKA
StateMI
Zip49646-7912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 AND E 1/2 OF LOT 4 BLK 5 THE W 24 FT OF LOT 2 BLK 5 SWEETS ADD VILL OF KALKASKA SEC 17 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal Block5
Legal Lot Number2-4
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group2
Census Block2017
Census Tract950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address505 DIVISION ST, KALKASKA, MI 49646-7912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2014 · Amount on Record
Deed SaleNov 12, 2014 · Amount on Record
Deed Document Number20143122110
Prior Transfer DateSep 9, 2013
Prior Transfer Doc3116042
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address505 DIVISION ST, KALKASKA, MI 49646-7912
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003164045
DateAug 1, 2022
Instrument3164045
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,000 (+8.75%)$286,000 (+8.75%)
2025$1,535.00 (+0.92%) Homeowner's exemption$131,500$263,000
2024$1,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Division St

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