507 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 507 Charles St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,051 sqft · built 1980
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Jul 2023)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R022910380003187`

Property Details

APN / Parcel Number

Primary APN	`R022910380003187`
Alternative APNs	`29 10 38 0 003 187.XXX` `00948639` `948639`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	30 ft deep x 10 ft wide
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	948639
Street Address	507 CHARLES ST
City	MOBILE
State	AL
Zip	36604-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMENCING AT THE SOUTHEAST CORNER OF TEXAS AND CHARLES ST, THEN RUN SOUTHERLY 170 FT(S) ALONG THE EAST ROW OF CHARLES ST TO
Legal Range	04S
Legal Township	04S
Legal Section	38
Legal Subdivision	SELMADELAWARE
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1009
Census Tract	1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

507 Charles St is owned by two individuals who bought it in July 2023.

Source: Mobile County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12180 TURNERVILLE FARMS DR, CHUNCHULA, AL 36521-3904
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage ALABAMA CAPITAL LLC
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 7, 2023	Warranty Deed, Transfer
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit 22ND STATE BANK
Aug 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	202342943
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0000030740
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	507 CHARLES ST, MOBILE, AL 36604-3113
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042521
Date	Jul 19, 2023
Instrument	2023042521

Lender

Name	ALABAMA CAPITAL LLC
Type	Non-Lending Institution
Address	DAPHNE, AL 36526

Agreement

Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 19, 2023
Property Address	507 CHARLES ST, MOBILE, AL 36604-3113
Document Number	0000042943
Instrument Date	Jul 19, 2023
Instrument	2023042943
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	DELTA SOUTH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4606 AIRPORT BLVDC, MOBILE, AL 36608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 249, CHUNCHULA, AL 36521-0249

Mortgage

Document Number	0000042944
Date	Jul 19, 2023
Instrument	2023042944

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 7, 2023
Property Address	507 CHARLES ST, MOBILE, AL 36604-3113
Document Number	0000012428
Instrument Date	Feb 28, 2023
Instrument	2023012428
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 N BROAD ST, MOBILE, AL 36602-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 AIRPORT BLVD STE C, C, MOBILE, AL 36608-3793
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	507 CHARLES ST, MOBILE, AL 36604-3113
Document Number	0000061347
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 N BROAD ST MOBILE AL 366021220, MOBILE, AL 36602-1220

Mortgage

Document Number	0000061347
Date	Oct 30, 2018
Instrument	61347

Lender

Name	22ND STATE BANK
Address	917 WESTERN AMERICA CIR # 202, MOBILE, AL 36609-4120

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 27, 2018
Property Address	507 CHARLES ST, MOBILE, AL 36604-3113
Document Number	0000050436
Book / Page	007674 / 001309
Instrument Date	Aug 22, 2018
Instrument	50436
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$32.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 N BROAD ST #D MOBILE AL 366021220, D, MOBILE, AL 36602-1220

Tax Assessment & Valuation

The 2025 property tax bill for 507 Charles St was $1,034, up 4.6% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+4.55%)	$16,140 (+4.67%) Land $4,000 Building $12,140	$80,700 (+4.67%) Land $20,000 Building $60,700
2024	$989.00 (+21.05%)	$15,420 (+21.23%) Land $3,000 Building $12,420	$77,100 (+21.23%) Land $15,000 Building $62,100
2023	$817.00 (-16.55%)	$12,720 (-16.64%) Land $3,000 Building $9,720	$63,600 (-16.64%) Land $15,000 Building $48,600
2022	$979.00	$15,260 Land $5,920 Building $9,340	$76,300 Land $29,600 Building $46,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 507 Charles St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 Charles St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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