500 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 500 Charles St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1984
Lot Size	0.137 acres (6,002 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Mar 2026)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R022910380003195`

Property Details

APN / Parcel Number

Primary APN	`R022910380003195`
Alternative APNs	`29 10 38 0 003 195.XXX` `00948693` `948693`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,002 sqft (0.137 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	948693
Street Address	500 CHARLES ST
City	MOBILE
State	AL
Zip	36604-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN SQ 186 OF THE NORTHERN OR POE DIV OF THE BERNOUDY TRT AT THE SW COR OF TEXAS & CHARLES STS FRONTING 50 FT ON TEXAS
Legal Range	04S
Legal Township	04S
Legal Section	38
Legal Subdivision	OF THE NORTHERN OR POE DIV
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1010
Census Tract	1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

500 Charles St is owned by two individuals who bought it in March 2026.

Source: Mobile County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 MARLAND LN, JACKSONVILLE, AL 36265
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Subdivision Related Transfer DELTA S TITLE INC, DELTA SOUTH TITLE INC
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Jun 26, 2023	Warranty Deed, Transfer
Feb 16, 2017	Warranty Deed, Transfer CRANE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	202614280
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 12, 2026
Property Address	500 CHARLES ST, MOBILE, AL 36604-3114
Document Number	0000014280
Instrument Date	Mar 6, 2026
Instrument	2026014280
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 PALMETTO ST, MOBILE, AL 36604-3041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 MIRANDA LN SW, JACKSONVILLE, AL 36265-3737

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	500 CHARLES ST, MOBILE, AL 36604-3114
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056805
Date	Aug 29, 2022
Instrument	2022056805

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 26, 2023
Property Address	500 CHARLES ST, MOBILE, AL 36604-3114
Document Number	0000038189
Instrument Date	Jun 23, 2023
Instrument	2023038189
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 ST MICHAEL ST #AA, AA, MOBILE, CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 COOPER AVE, MOBILE, AL 36613

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 16, 2017
Property Address	500 CHARLES ST, MOBILE, AL 36604-3114
Document Number	0000009352
Book / Page	007478 / 000683
Instrument Date	Feb 10, 2017
Instrument	9352
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	CRANE TITLE INC

Transaction

Amount	Amount on Record
Tax	$15.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 SAINT LOUIS ST MOBILE AL 366022523, MOBILE, AL 36602-2523
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 500 Charles St was $1,094, down 2% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (-1.97%)	$17,080 (-1.95%) Land $4,700 Building $12,380	$85,400 (-1.95%) Land $23,500 Building $61,900
2024	$1,116.00 (+13.88%)	$17,420 (+14.01%) Land $4,700 Building $12,720	$87,100 (+14.01%) Land $23,500 Building $63,600
2023	$980.00 (+70.43%)	$15,280 (+71.69%) Land $4,760 Building $10,520	$76,400 (+71.69%) Land $23,800 Building $52,600
2022	$575.00	$8,900 Land $2,760 Building $6,140	$44,500 Land $13,800 Building $30,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 500 Charles St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Charles St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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