507 3rd Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 507 3rd Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1975
Lot Size	0.287 acres (12,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Mar 2022)
Tax Bill	$3,730 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-180-016`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-180-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,508 sqft (0.287 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	507 3RD CT
City	SAINT JOSEPH
State	IL
Zip	61873-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 WOODARDS SOUTHGATE SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS SOUTHGATE SUB
Legal Lot Number	14
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1021
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 3RD CT, SAINT JOSEPH, IL 61873-8812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	20225201
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 22, 2022
Property Address	507 3RD CT, SAINT JOSEPH, IL 61873-8812
Document Number	0000005201
Map Reference	MB W PG 39
Instrument Date	Mar 18, 2022
Instrument	2022R05201
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	507 3RD CT, SAINT JOSEPH, IL 61873-8812

Mortgage

Document Number	0000005202
Date	Mar 22, 2022
Instrument	2022R05202

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 21, 2017
Property Address	507 3RD CT, SAINT JOSEPH, IL 61873-8812
Document Number	0000021893
Instrument Date	Nov 8, 2017
Instrument	21893
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 3RD CT ST JOSEPH IL 618738812, ST JOSEPH, IL 61873-8812

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,020 (+25.29%) Land $11,450 Building $51,570	$189,060 (+25.29%) Land $34,350 Building $154,710
2024	$3,730.00 (+13.79%)
2022	$3,278.00 Homeowner's exemption	$50,300 Land $9,140 Building $41,160	$150,900 Land $27,420 Building $123,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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