504 3rd Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 504 3rd Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	0.277 acres (12,077 sqft)
Owner	Individual Name on File
Tax Bill	$4,221 (2024)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-180-020`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-180-020`

Exterior

Lot Area	12,077 sqft (0.277 acres)

Location & Zoning

Street Address	504 3RD CT
City	SAINT JOSEPH
State	IL
Zip	61873-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 WOODARDS SOUTHGATE SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS SOUTHGATE SUB
Legal Lot Number	18
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1021
Census Tract	10701

Owner

Source: Champaign County records · APN 28-22-14-180-020

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 694, SAINT JOSEPH, IL 61873-0694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	504 3RD CT, SAINT JOSEPH, IL 61873-8812
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003856
Date	Mar 15, 2018
Instrument	2018R03856

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 26, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,520 (+25.3%) Land $11,450 Building $59,070	$211,560 (+25.3%) Land $34,350 Building $177,210
2024	$4,221.00 (+13.53%)
2022	$3,718.00 Homeowner's exemption	$56,280 Land $9,140 Building $47,140	$168,840 Land $27,420 Building $141,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.