5069 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5069 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,993 sqft · built 1930
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,250 (Dec 2018)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0162-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0162-00`
Alternative APN	`0089684`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,107 sqft
2nd Floor Area	886 sqft
Upper Floors Area	886 sqft
Basement Area	1,147 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5069 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 150 SS SUMTER 130 FT W OF COVEDALE
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
May 18, 2021	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK & TRUST COMPANY
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Jun 30, 2015
Deed Document Number	2018105912
Deed Book / Page	13806 / 1732
Prior Transfer Date	Jul 5, 2011
Prior Transfer Doc	0000000174
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5069 STJNTER AVE, CINCINNATI, OH 45238

Mortgage

Document Number	0000053960
Date	Aug 3, 2023
Book Page	14971/253
Instrument	2023-0053960

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000159
Date	Sep 1, 2017
Instrument	17-0080159

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824

Mortgage

Document Number	0000061591
Date	May 18, 2021
Book Page	14420/1592
Instrument	2021-0061591

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 7, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 3, 2018
Property Address	5069 SUMTER AVE, CINCINNATI, OH 45238-3824
Document Number	0000105912
Book / Page	013806 / 001732
Instrument Date	Nov 30, 2018
Instrument	105912
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5069 SUMTER AVE CINCINNATI OH 452383824, CINCINNATI, OH 45238-3824

Mortgage

Document Number	105913
Date	Dec 3, 2018
Book Page	013806/001733
Instrument	105913

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (+2.92%)	$63,134 (+%) Land $12,513 Building $50,621	$180,380 (-) Land $35,750 Building $144,630
2024	$3,733.00 (-1.94%)	$63,132 (-) Land $12,512 Building $50,620
2023	$3,807.00 (+25.15%)	$63,132 (+5%) Land $12,512 Building $50,620	$180,380 (+5%) Land $35,750 Building $144,630
2022	$3,042.00 Homeowner's exemption	$42,088 Land $9,996 Building $32,092
2020			$120,250 Land $28,560 Building $91,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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