5020 N River Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5020 N River Rd, Clyde, MI 48049 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,448 sqft · built 1979
Lot Size	1.57 acres (68,520 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2017)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`74-15-375-0050-200`

Property Details

APN / Parcel Number

Primary APN	`74-15-375-0050-200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	68,520 sqft (1.57 acres)
Lot Dimensions	215 ft deep x 318 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5020 N RIVER RD
City	CLYDE
State	MI
Zip	48049-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 & E 375' OF LOT 83 JAMES H. PIERCE SUBDIVISION NO. 2
Legal Subdivision	JAMES H PIERCE SUBDIVISION
Legal Lot Number	83,88
Legal Unit	88,83
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2005
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-375-0050-200

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5020 N RIVER RD, CLYDE, MI 48049-4564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 19, 2017	Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	May 06, 2009 · Amount on Record
Deed Document Number	201715378
Deed Book / Page	4840 / 979
Prior Transfer Date	Jun 06, 2017
Prior Transfer Doc	004841/989
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5020 N RIVER RD, CLYDE, MI 48049-4564
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051010106
Date	Sep 26, 2019
Book Page	5101/106
Instrument	2019019917

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2017
Property Address	5020 N RIVER RD, CLYDE, MI 48049-4564
Document Number	0048400989
Book / Page	004840 / 000989
Instrument Date	Jun 06, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5020 N RIVER RD CLYDE MI 480494564, CLYDE, MI 48049-4564

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2017
Property Address	5020 N RIVER RD, CLYDE, MI 48049-4564
Document Number	004840/979
Book / Page	4840 / 979
Map Reference	MB 70 PG 8
Instrument Date	Jun 06, 2017
Instrument	2017015378
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY LITTLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5710 JEDDO RD, 5710, GRANT TOWNSHIP, MI 48032-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23825 ROSALIND AVE, EASTPOINTE, MI 48021-1983
Investor	Possibly a Property Investor

Mortgage

Document Number	0048400980
Date	Jun 19, 2017
Book Page	4840/980
Instrument	2017015379

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (-26.46%) Homeowner's exemption	$185,900 (+25.95%)
2024	$2,721.00 (+11.98%)		$371,800 (+25.95%)
2023		$147,600
2022	$2,430.00		$295,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476331002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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