5063 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 5063 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,343 sqft · built 1985
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Jul 2025)
Tax Bill	$9,949 (2025)
Deeds & Mortgages	Jun 2018 Reverse Mortgage Feb 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2075-31-4-04-004`

Property Details

APN / Parcel Number

Primary APN	`2075-31-4-04-004`
Alternative APNs	`032549491` `32549491` `549491`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,343 sqft Living Area
Gross Area	5,134 sqft
1st Floor Area	1,969 sqft
2nd Floor Area	1,374 sqft
Basement Area	918 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	122 ft deep x 90 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	713 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	300 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032549491
Street Address	5063 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 031867 SUBDIVISIONNAME HERITAGE GREENS SUB 4TH FLG AMEND BLOCK 012 LOT 004 LOT 4 BLK 12 HERITAGE GREENS SUB 4TH FLG AMENDED
Legal Range	67W
Legal Township	5S
Legal Section	31
Legal Quarter	4
Legal Subdivision	HERITAGE GREENS SUB 4TH FLG AMEND
Legal Block	012
Legal Lot Number	004
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2004
Census Tract	5629

Owner

Source: Arapahoe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5063 E OTERO CIR, CENTENNIAL, CO 80122-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Reverse Mortgage NOVA FINANCIAL & INVESTMENT CORP
Feb 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage LEADER ONE FINANCIAL CORP
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Aug 24, 1990
Deed Document Number	202551459
Prior Transfer Date	Jul 18, 2025
Prior Transfer Doc	0000051458
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5063 E OTERO CIR, CENTENNIAL, CO 80122-3846
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8062192
Date	Jun 26, 2018
Instrument	D8062192

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	943 Months
Due	Jan 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5063 E OTERO CIR, CENTENNIAL, CO 80122-3846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0023976
Date	Feb 26, 2020
Instrument	E0023976

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	923 Months
Due	Jan 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5063 E OTERO CIR, CENTENNIAL, CO 80122-3846
Document Number	00E0023977
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 E OTERO CIR CENTENNIAL CO 801223846, CENTENNIAL, CO 80122-3846

Mortgage

Document Number	00E0023977
Date	Feb 26, 2020
Instrument	E0023977

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Feb 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.29%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5063 E OTERO CIR, CENTENNIAL, CO 80122-3846
Document Number	00D8062193
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 E OTERO CIR CENTENNIAL CO 801223846, CENTENNIAL, CO 80122-3846

Mortgage

Document Number	00D8062193
Date	Jun 26, 2018
Instrument	D8062193

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Jun 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,933 (+2.83%)	$1,274,900 (-) Land $480,000 Building $794,900
2025	$9,949.00 (+5.27%)	$79,681 (-4.08%)	$1,274,900 (+3.83%) Land $480,000 Building $794,900
2024	$9,451.00 (+75.08%)
2023		$83,067 (+67.77%)	$1,227,900 (+72.36%) Land $440,000 Building $787,900
2022		$49,512	$712,400 Land $350,000 Building $362,400
2021	$5,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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