3289 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 3289 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,777 sqft · built 1981
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jan 2017)
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2077-36-4-19-017`

Property Details

APN / Parcel Number

Primary APN	`2077-36-4-19-017`
Alternative APNs	`032251557` `32251557` `251557`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,777 sqft Living Area
Gross Area	4,732 sqft
1st Floor Area	1,521 sqft
2nd Floor Area	1,058 sqft
Basement Area	1,497 sqft
Finished Basement	1,198 sqft
Unfinished Basement	299 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	296 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032251557
Street Address	3289 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 003 LOT 002 LOT 2 BLK 3 THE HIGHLANDS 460 5TH FLG
Legal Range	68W
Legal Township	5S
Legal Section	36
Legal Quarter	4
Legal Subdivision	THE HIGHLANDS 460 5TH FLG
Legal Block	003
Legal Lot Number	002,2
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3000
Census Tract	5630

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3289 E OTERO CIR, CENTENNIAL, CO 80122-3640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Oct 16, 1991
Deed Document Number	20174880
Prior Transfer Date	Jul 1, 1981
Prior Transfer Doc	3464000108
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3289 E OTERO CIR, CENTENNIAL, CO 80122-3640
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2069887
Date	Jun 28, 2022
Instrument	E2069887

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3289 E OTERO CIR, CENTENNIAL, CO 80122-3640
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1054625
Date	Apr 1, 2021
Instrument	E1054625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2046

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 13, 2017
Property Address	3289 E OTERO CIR, CENTENNIAL, CO 80122-3640
Document Number	00D7004880
Instrument Date	Jan 11, 2017
Instrument	D7004880
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3289 E OTERO CIR, CENTENNIAL, CO 80122-3640
Investor	Possibly a Property Investor

Mortgage

Document Number	00D7004881
Date	Jan 13, 2017
Instrument	D7004881

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Type Change Date	Feb 1, 2024

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,000 (-0.32%)	$834,700 (-) Land $302,500 Building $532,200
2025	$6,951.00 (+0.49%)	$52,169 (-9.34%)	$834,700 (-8.67%) Land $302,500 Building $532,200
2024	$6,917.00 (+31.83%)
2023		$57,546	$913,900 Land $308,000 Building $605,900
2021	$5,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, Ting.

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