5062 Oop Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5062 Oop Rd, Chattanooga, TN 37416

Property Summary

Property TypeVacant Land
OwnerCompany Name on Record
Last Sale$318,000 (Mar 2021)
Tax Bill$227 (2025)
Deeds & MortgagesAug 2025 Construction Loan
Mar 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN120N G 028

Property Details

APN / Parcel Number

Primary APN120N G 028

Location & Zoning

Street Address5062 OOP RD
CityCHATTANOOGA
StateTN
Zip37416-2546
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR1
Legal DescriptionLT 38 SWAN COVE SUB PB 119 PGS 98-100 OUT OF 120N F 017 FOR 2021
Legal SubdivisionSWAN COVE SUB
Legal Lot Number38
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group3
Census Block3003
Census Tract11402

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 175, APISON, TN 37302-0175
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Deed of Trust, Mortgage · Construction Mortgage
ANTHEM BANK & TRUST
Mar 29, 2021Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Deed Document Number2021032900381
Deed Book / Page12420 / 912
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address5062 OOP RD, CHATTANOOGA, TN 37416-2546
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000030
DateAug 15, 2025
Book Page14014/149
Instrument2025081500030
Lender
NameANTHEM BANK & TRUST
TypeBank
AddressCHATTANOOGA, TN 37408
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 5, 2026
Interest
Rate TypeAdjustable Rate

March 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 29, 2021
Property Address5062 OOP RD, CHATTANOOGA, TN 37416-2546
Document Number0000000381
Book / Page12420 / 912
Map ReferenceMB 119 PG 98
Instrument DateMar 26, 2021
Instrument2021032900381
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025
Title CompanyTITLE INSURANCE COMPANY OF AMERICA, TITLE IINSURANCE CO OF CHATT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,176.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 175, APISON, TN 37302-0175
InvestorPossibly a Property Investor

Mortgage

Document Number0012420915
DateMar 29, 2021
Instrument12420/915
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$227.00 (+16.41%)$15,000 (+71.43%)$60,000 (+71.43%) Land $60,000
2024$195.00$8,750 (-)$35,000 (-) Land $35,000
2023$195.00$8,750 (-)$35,000 (-) Land $35,000
2022$195.00$8,750$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oop Rd

Nearby Streets

Search Property Records by Address or Parcel Number