Hamilton County property record for 5034 Oop Rd, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,739 sqft · built 2024 |
| Lot Size | 0.172 acres (7,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,750 (Apr 2024) |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120N G 030 |
| Primary APN | 120N G 030 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Building Perimeter |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,525 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000390301 |
|---|---|
| Street Address | 5034 OOP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 42 SWAN COVE SUB PB 119 PGS 98-100 OUT OF 120N F 017 FOR 2021 |
| Legal Subdivision | SWAN COVE SUB |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11402 |
Source: Hamilton County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5034 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK |
| Apr 22, 2024 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 29, 2021 | Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 20244 |
| Deed Book / Page | 13570 / 757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5034 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000188 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 13380/400 |
| Instrument | 2023082300188 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Feb 5, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 22, 2024 |
| Property Address | 5034 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Document Number | 0000000004 |
| Book / Page | 13570 / 757 |
| Map Reference | MB 119 PG 98 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024042200004 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,490.18 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5034 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Document Number | 0000000005 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024042200005 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 29, 2021 |
| Property Address | 5034 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Document Number | 0000000381 |
| Book / Page | 12420 / 912 |
| Map Reference | MB 119 PG 98 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021032900381 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE INSURANCE COMPANY OF AMERICA, TITLE IINSURANCE CO OF CHATT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 175, APISON, TN 37302-0175 |
| Investor | Possibly a Property Investor |
| Document Number | 0012420915 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 12420/915 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+34.59%) | $94,225 (+98.68%) | $376,900 (+98.68%) Land $60,000 Building $316,900 |
| 2024 | $1,061.00 (+444.1%) | $47,425 (+442%) | $189,700 (+442%) Land $35,000 Building $154,700 |
| 2023 | $195.00 | $8,750 (-) | $35,000 (-) Land $35,000 |
| 2022 | $195.00 | $8,750 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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