506 Veterans Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 506 Veterans Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 725 sqft · built 1940
Lot Size	0.16 acres (7,170 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2026)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-134-009-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-134-009-000`
Alternative APN	`07250610300200 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,170 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	54 sqft

Location & Zoning

Street Address	506 VETERANS DR
City	WATERLOO
State	IL
Zip	62298-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	TOWN LOT 34D WEST OUTLOTS SEC 25
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	CITY OF WATERLOO
Legal Lot Number	34D
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3015
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4307 MCADOO CT, D, SAINT LOUIS, MO 63125-4228
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 1, 2024	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2026442446
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000419091
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 7, 2026
Property Address	506 VETERANS DR, WATERLOO, IL 62298-1136
Document Number	0000442446
Instrument Date	May 4, 2026
Instrument	2026.442446
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,027.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4307 MCADOO CT, SAINT LOUIS, MO 63125-4228

Mortgage

Document Number	0000442447,
Date	May 7, 2026
Instrument	2026.442447

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000442448,
Date	May 7, 2026
Instrument	2026.442448

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Feb 1, 2024
Property Address	506 VETERANS DR, WATERLOO, IL 62298-1136
Document Number	0000431977
Map Reference	MB A PG 46
Instrument Date	Jan 31, 2024
Instrument	431977
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 W ADAMS ST, MILLSTADT, IL 62260-1651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 VETERANS DR, WATERLOO, IL 62298-1136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000431975
Date	Feb 1, 2024
Instrument	431975

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 16, 2021
Property Address	506 VETERANS DR, WATERLOO, IL 62298-1136
Document Number	0000419091
Instrument Date	Jun 17, 2021
Instrument	419091
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 MILL ST, MAEYSTOWN, IL 62256

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (+6.01%)	$39,610 (+2.84%) Land $16,010 Building $23,600	$118,830 (+2.84%) Land $48,030 Building $70,800
2024	$2,279.00	$38,516 (+11.93%) Land $15,768 Building $22,748	$115,548 (+11.93%) Land $47,304 Building $68,244
2022		$34,410 Land $14,930 Building $19,480	$103,230 Land $44,790 Building $58,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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