505 Veterans Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 505 Veterans Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,008 sqft · built 1981
Lot Size	0.2 acres (8,606 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2019)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-382-027-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-382-027-000`
Alternative APN	`07241830201300 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	8,606 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Area	448 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	85 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 VETERANS DR
City	WATERLOO
State	IL
Zip	62298-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOTS 1B & 2B PAUTLER HEIGHTS #2
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HTS NO 2
Legal Lot Number	1B,2B
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3016
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	505 VETERANS DR, WATERLOO, IL 62298-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO
Jul 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	2019402195
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0000397127
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	505 VETERANS DR, WATERLOO, IL 62298-1137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401215
Date	May 2, 2019
Instrument	401215

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 28, 2019
Property Address	505 VETERANS DR, WATERLOO, IL 62298-1137
Document Number	0000402195
Instrument Date	Jun 27, 2019
Instrument	402195
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 1ST ST #19 WATERLOO IL 622981590, 19, WATERLOO, IL 62298-1590

Mortgage

Document Number	402196
Date	Jun 28, 2019
Instrument	402196

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2034

Interest

Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 27, 2018
Property Address	505 VETERANS DR, WATERLOO, IL 62298-1137
Document Number	0000397127
Instrument Date	Jul 20, 2018
Instrument	397127
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$174.75

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 VETERANS DR WATERLOO IL 622981137, WATERLOO, IL 62298-1137

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Dec 5, 2017
Property Address	505 VETERANS DR, WATERLOO, IL 62298-1137
Document Number	0000393281
Instrument Date	Dec 1, 2017
Instrument	393281
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5516 BOHLEYSVILLE RD MILLSTADT IL 622602316, MILLSTADT, IL 62260-2316

Mortgage

Document Number	393282
Date	Dec 5, 2017
Instrument	393282

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (+8.8%) Homeowner's exemption	$62,480 (+22.46%) Land $16,190 Building $46,290	$187,440 (+22.46%) Land $48,570 Building $138,870
2024	$3,181.00
2022	Additional exemption filed	$51,020 Land $15,020 Building $36,000	$153,060 Land $45,060 Building $108,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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