506 Ryker Ct, Richmond, KY 40475 Property Records

Madison County property record for 506 Ryker Ct, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2025)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Aug 2025 Sale Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0094-001C-0044`

Property Details

APN / Parcel Number

Primary APN	`0094-001C-0044`
Alternative APNs	`127915` `90764` `46183`

Location & Zoning

Account Number	46183
Street Address	506 RYKER CT
City	RICHMOND
State	KY
Zip	40475-8394
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	DOVES LANDING LOT 44 PH 2
Legal Phase	2
Legal Lot Number	44
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1020
Census Tract	11001

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 RYKER CT, RICHMOND, KY 40475-8394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Warranty Deed, Transfer
Jul 2, 2024	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 6, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Jul 2, 2024 · Amount on Record
Deed Document Number	2014276282
Deed Book / Page	D871 / 211
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 5, 2025
Property Address	506 RYKER CT, RICHMOND, KY 40475-8394
Document Number	00D871/211
Book / Page	D871 / 211
Map Reference	CAB 29 SL 147
Instrument Date	Jul 29, 2025
Instrument	2014276282
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 RYKER CT, RICHMOND, KY 40475-8394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 RYKER CT, RICHMOND, KY 40475-8394

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 2, 2024
Property Address	506 RYKER CT, RICHMOND, KY 40475-8394
Document Number	00D854/367
Book / Page	D854 / 367
Map Reference	CAB 29 SL 147
Instrument Date	Jun 28, 2024
Instrument	2014211011
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3927 FESCUE ST, CLERMONT, FL 34714-5448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	506 RYKER CT, RICHMOND, KY 40475-8394

Mortgage

Document Number	2014211014
Date	Jul 2, 2024
Instrument	2014211014

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2039

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 6, 2022
Property Address	506 RYKER CT, RICHMOND, KY 40475-8394
Document Number	00D825/674
Book / Page	D825 / 674
Map Reference	CAB 29 SL 147
Instrument Date	Jun 27, 2022
Instrument	2014099759
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 TURNER RDG, RICHMOND, KY 40475-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 TURNER RDG, RICHMOND, KY 40475-9736
Investor	Possibly a Property Investor

Mortgage

Document Number	2014099760
Date	Jul 6, 2022
Instrument	2014099760

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+11.61%) Additional exemption filed	$310,000 (+14.81%)	$310,000 (+14.81%)
2023	$2,619.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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