503 Ryker Ct, Richmond, KY 40475 Property Records

Madison County property record for 503 Ryker Ct, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$382 (Jan 2022)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0094-001C-0040`

Property Details

APN / Parcel Number

Primary APN	`0094-001C-0040`
Alternative APNs	`105628` `142943` `58866`

Location & Zoning

Account Number	58866
Street Address	503 RYKER CT
City	RICHMOND
State	KY
Zip	40475-8394
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	DOVES LANDING LOT 40 PH 2
Legal Subdivision	DOVES LANDING PHASE II
Legal Phase	2
Legal Lot Number	40
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1020
Census Tract	11001

Owner

Source: Madison County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	503 RYKER CT, RICHMOND, KY 40475-8394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	202214074111
Deed Book / Page	817 / 573
Last Transfer Date	Mar 27, 2025
Transfer Doc	00D866/475
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	503 RYKER CT, RICHMOND, KY 40475-8394
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2293/51
Date	Apr 12, 2024
Book Page	M2293/51
Instrument	2014198875

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	503 RYKER CT, RICHMOND, KY 40475-8394
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2244/515
Date	Jul 5, 2023
Book Page	M2244/515
Instrument	2014154546

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (-3.86%) Homeowner's exemption	$292,100 (-)	$292,100 (-)
2023	$2,383.00 Homeowner's exemption	$292,100	$292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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