Union County property record for 506 Harris Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,162 sqft · built 1951 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Apr 2022) |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-195-033 |
| Primary APN | 09-195-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| Gross Area | 1,685 sqft |
| 1st Floor Area | 1,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 148 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 506 HARRIS LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #12 & #13 WORLEY ADDITION #2 PB3 PG42 |
| Legal Subdivision | E D WORLEY |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20602 |
506 Harris Ln, a rural home, is owned and occupied by an individual who bought it in April 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 506 HARRIS LN, MONROE, NC 28112-5766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2022 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Feb 9, 2018 | Warranty Deed, Transfer · ARM LATINO COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on File |
| Deed Sale | Apr 7, 2022 · Amount on File |
| Prior Sale | Feb 9, 2018 · Amount on File |
| Deed Document Number | 202213011 |
| Deed Book / Page | 8447 / 633 |
| Prior Transfer Date | Feb 25, 2014 |
| Prior Transfer Doc | 6185317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 506 HARRIS LN, MONROE, NC 28112-5766 |
| Document Number | 0008447633 |
| Book / Page | 8447 / 633 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 13011 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2720 ELLIE ROAD DRIVE, 2720, MONROE, NC 28110 |
| Name | Verified Name |
|---|---|
| Address | 506 HARRIS LN, MONROE, NC 28112-5766 |
| Document Number | 0000013012 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 13012 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Number | 0008447646 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 8447/646 |
| Instrument | 13013 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 9, 2018 |
| Property Address | 506 HARRIS LN, MONROE, NC 28112-5766 |
| Document Number | 0007100458 |
| Book / Page | 7100 / 458 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 0003418 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 CEDARWOOD DR, 505, MONROE, NC 28112-9505 |
| Name | Verified Name |
|---|---|
| Address | 506 HARRIS LN, MONROE, NC 28112-5766 |
| Document Number | 0000003419 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 0003419 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2025 property tax bill for 506 Harris Ln was $1,597.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,700 (-) Land $52,300 Building $130,400 | $182,700 (-) Land $52,300 Building $130,400 | |
| 2025 | $1,597.00 | $182,700 Land $52,300 Building $130,400 | $182,700 Land $52,300 Building $130,400 |
| 2023 | $1,532.00 | $140,500 Land $12,200 Building $128,300 | $140,500 Land $12,200 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 506 Harris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 506 Harris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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