Union County property record for 504 Harris Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1955 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Sep 2017) |
| Tax Bill | $1,899 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-195-034 |
| Primary APN | 09-195-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Carport |
| Garage Area | 326 sqft |
| Carport | Carport |
| Carport Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 504 HARRIS LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #2 HARRIS LANE OPCJ947 |
| Legal Subdivision | E D WORLEY |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20602 |
504 Harris Ln, a rural home, is owned and occupied by an individual who bought it in September 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 HARRIS LN, MONROE, NC 28112-5766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage LATINO CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on File |
| Deed Sale | Sep 22, 2017 · Amount on File |
| Prior Sale | Apr 18, 2008 · Amount on File |
| Deed Document Number | 201727932 |
| Deed Book / Page | 7019 / 697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 504 HARRIS LN, MONROE, NC 28112-5766 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008499787 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 8499/787 |
| Instrument | 21180 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.75% |
| Index | 10-Year TN |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 22, 2017 |
| Property Address | 504 HARRIS LN, MONROE, NC 28112-5766 |
| Document Number | 7019697 |
| Book / Page | 007019 / 000697 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 27932 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 HARRIS LN MONROE NC 281125766, MONROE, NC 28112-5766 |
| Document Number | 7019699 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 007019/000699 |
| Instrument | 27933 |
| Name | LATINO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 504 Harris Ln was $1,899.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (-) Land $51,900 Building $165,400 | $217,300 (-) Land $51,900 Building $165,400 | |
| 2025 | $1,899.00 | $217,300 Land $51,900 Building $165,400 | $217,300 Land $51,900 Building $165,400 |
| 2023 | $1,884.00 | $172,800 Land $12,000 Building $160,800 | $172,800 Land $12,000 Building $160,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Harris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Harris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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