Adams County property record for 506 E Morgan St, Clayton, IL 62324
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.74 acres (75,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Oct 2020) |
| Tax Bill | $611 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010067900000 |
| Primary APN | 010067900000 |
|---|
| Lot Area | 75,658 sqft (1.74 acres) |
|---|
| Street Address | 506 E MORGAN ST |
|---|---|
| City | CLAYTON |
| State | IL |
| Zip | 62324-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 THOMAS SURVEY LOTS 11 & 12 |
| Legal Range | 5W |
| Legal Township | 1N |
| Legal Section | 35 |
| Legal Subdivision | THOMAS SURVEY |
| Legal Lot Number | 12,11 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 10200 |
Source: Adams County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 E MORGAN ST, CLAYTON, IL 62324-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit STATE STREET BANK & TRUST CO |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 202010196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 506 E MORGAN ST, CLAYTON, IL 62324-1504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025R07651 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025R-07651 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Oct 20, 2020 |
| Property Address | 506 E MORGAN ST, CLAYTON, IL 62324-1504 |
| Document Number | 2020R10196 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020R-10196 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 506 E MORGAN ST, CLAYTON, IL 62324-1504 |
| Document Number | 2020R10197 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020R-10197 |
| Name | STATE STREET BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.38% |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Clayton Township |
| Municipality | Clayton Village |
| Unified School District | Central CUSD 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,030 (+22.05%) Land $6,240 Building $16,790 | $69,090 (+22.05%) Land $18,720 Building $50,370 | |
| 2024 | $611.00 (-30.09%) | ||
| 2022 | $18,870 Land $5,110 Building $13,760 | $56,610 Land $15,330 Building $41,280 | |
| 2021 | $874.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON serves 709 people · EPA ID IL0010100 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
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