308 E Morgan St, Clayton, IL 62324 Property Records

Adams County property record for 308 E Morgan St, Clayton, IL 62324

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,859 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2023)
Tax Bill	$1,124 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010063900000`

Property Details

APN / Parcel Number

Primary APN	`010063900000`

Exterior

Lot Area	20,859 sqft (0.48 acres)

Location & Zoning

Street Address	308 E MORGAN ST
City	CLAYTON
State	IL
Zip	62324-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 MONTGOMERY SURVEY LOTS 32 & 33
Legal Range	5W
Legal Township	1N
Legal Section	34
Legal Subdivision	MONTGOMERY ADD
Legal Lot Number	33,32
Jurisdiction	ADAMS IL
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4045
Census Tract	10200

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 E MORGAN ST, CLAYTON, IL 62324-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	20234920
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 22, 2023
Property Address	308 E MORGAN ST, CLAYTON, IL 62324-1529
Document Number	2023R04920
Instrument Date	Aug 16, 2023
Instrument	2023R-04920
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	308 E MORGAN ST, CLAYTON, IL 62324-1529

Mortgage

Document Number	2023R04921
Date	Aug 22, 2023
Instrument	2023R-04921

Lender

Name	DIAMOND RESIDENTIAL MTG CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Clayton Township
Municipality	Clayton Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,390 (+87.87%) Land $2,820 Building $20,570	$70,170 (+87.87%) Land $8,460 Building $61,710
2024	$1,124.00 (+142.76%)
2022	$463.00 (-8.86%)	$12,450 Land $2,310 Building $10,140	$37,350 Land $6,930 Building $30,420
2021	$508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON serves 709 people · EPA ID IL0010100
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300