506 E Gulley Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 506 E Gulley Ave, Oakland, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,879 sqft · built 2006
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Apr 2020)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-9401-00-160`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-9401-00-160`
Alternative APNs	`272221940100160` `117597` `118366` `119749`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,879 sqft Living Area
Gross Area	3,695 sqft
1st Floor Area	2,879 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	165 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	506 E GULLEY AVE
City	OAKLAND
State	FL
Zip	34787-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTERS LANDING PHASE 1 60/17 LOT 16
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	WINTERS LANDING PH 1
Legal Phase	1
Legal Tract	9401
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1027
Census Tract	17200

Owner

506 E Gulley Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Orange County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 1, 2020	Warranty Deed, Transfer · VA Mortgage MCGLONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Jul 16, 2015 · Amount on File
Deed Document Number	2020208155
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062

Mortgage

Document Number	0000128205
Date	Mar 4, 2026
Instrument	20260128205

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062

Mortgage

Document Number	0000469681
Date	Aug 17, 2023
Instrument	20230469681

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210577670
Date	Sep 22, 2021
Instrument	20210577670

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 1, 2020
Property Address	506 E GULLEY AVE, OAKLAND, FL 34787-3062
Document Number	0000208155
Instrument Date	Mar 30, 2020
Instrument	208155
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	TREASURE TITLE INSURANCE AGENCY INC, TREASURE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 TIMBERCREEK PINES CIR WINTER GARDEN FL 347872662, WINTER GARDEN, FL 34787-2662

Mortgage

Document Number	208156
Date	Apr 1, 2020
Instrument	208156

Lender

Name	MCGLONE MTG
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 506 E Gulley Ave was $6,751, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,113 (+2.7%)	$602,100 (-1.28%) Land $150,000 Building $452,100
2025	$6,751.00 (+3.05%) Homeowner's exemption	$418,805	$609,910 Land $150,000 Building $459,910
2024	$6,551.00 (+5.93%)
2023	$6,184.00 (+3.05%) Homeowner's exemption	$395,148 (+3%)	$559,409 (+17.88%) Land $150,000 Building $409,409
2022	$6,001.00 Homeowner's exemption	$383,639	$474,577 Land $125,000 Building $349,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 E Gulley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 E Gulley Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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