505 E Gulley Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 505 E Gulley Ave, Oakland, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,279 sqft · built 2006
Lot Size0.296 acres (12,877 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Jul 2026)
Tax Bill$6,648 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-22-27-9401-00-220

Property Details

APN / Parcel Number

Primary APN21-22-27-9401-00-220
Alternative APNs
  • 272221940100220
  • 117605
  • 118374
  • 119756

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,279 sqft Living Area
Gross Area4,257 sqft
1st Floor Area2,881 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,877 sqft (0.296 acres)
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area240 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address505 E GULLEY AVE
CityOAKLAND
StateFL
Zip34787-3063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWINTERS LANDING PHASE 1 60/17 LOT 22
Legal Range27E
Legal Township22S
Legal Section21
Legal SubdivisionWINTERS LANDING PH 1
Legal Phase1
Legal Tract9401
Legal Lot Number22
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1023
Census Tract17200

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address505 E GULLEY AVE, OAKLAND, FL 34787-3063
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Prior SaleDec 9, 2015 · Amount on File
Deed Document Number2026371269
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 2, 2026
Property Address505 E GULLEY AVE, OAKLAND, FL 34787-3063
Document Number0000371269
Instrument DateJul 1, 2026
Instrument2026371269
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E GULLEY AVE, OAKLAND, FL 34787-3063

Mortgage

Document Number0000371270,
DateJul 2, 2026
Instrument2026371270
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address505 E GULLEY AVE, OAKLAND, FL 34787-3063
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E GULLEY AVE, OAKLAND, FL 34787-3063

Mortgage

Document Number0000685189
DateDec 2, 2025
Instrument20250685189
Lender
NameFIRST HORIZON BANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOakland Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419,165 (+2.7%)$728,910 (+9.27%) Land $225,000 Building $503,910
2025$6,648.00 (+3.01%) Homeowner's exemption$408,145 (+5.99%)$667,064 (+9.29%) Land $154,524 Building $512,540
2024$6,454.00 (+5.91%)
2023$6,094.00 (+3.01%) Homeowner's exemption$385,089 (+3%)$610,339 (+17.95%) Land $154,524 Building $455,815
2022$5,916.00 Homeowner's exemption$373,873$517,474 Land $128,770 Building $388,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 6,202 people · EPA ID FL3480913
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Metronet.

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