Charlotte County property record for 506 E Ann St, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 1959 |
| Lot Size | 0.492 acres (21,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 2018) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412307282008 |
| Primary APN | 412307282008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,450 sqft (0.492 acres) |
| Lot Dimensions | 143 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Driveway | Driveway |
| Driveway Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00924040000009 |
|---|---|
| Street Address | 506 E ANN ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-10 |
| Legal Description | PUNTA GORDA BLK 122 LTS 7 & 8 118/431 1214/1640 1524/799 1529/942 DC2405/906-WM 2599/1105 3193/1743 CT3311/972 3362/1730 3939/1359 DC4339/723-DCO 4339/725 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 07 |
| Legal Subdivision | PUNTA GORDA |
| Legal Tract | PUG |
| Legal Block | 122 |
| Legal Lot Number | 7,8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10302 |
Source: Charlotte County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 E ANN ST, PUNTA GORDA, FL 33950-6108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Feb 4, 2015 · Amount on Record |
| Deed Document Number | 20182630897 |
| Deed Book / Page | 4339 / 725 |
| Prior Transfer Date | Nov 10, 2004 |
| Prior Transfer Doc | 0001305845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 506 E ANN ST, PUNTA GORDA, FL 33950-6108 |
| Document Number | 0003636231 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263636231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 506 E ANN ST, PUNTA GORDA, FL 33950-6108 |
| Document Number | 0003636231, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20263636231 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+2.66%) Homeowner's exemption | $187,100 (+5.99%) | $251,331 (+61.68%) Land $47,749 Building $203,582 |
| 2024 | $2,365.00 (+2.07%) | ||
| 2023 | $2,317.00 (+3.25%) Homeowner's exemption | $176,531 (+3%) | $155,446 (-41.55%) Land $64,200 Building $91,246 |
| 2022 | $2,244.00 Homeowner's exemption | $171,389 | $265,966 Land $40,928 Building $225,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 547 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 565 units insured incl. 18 condo units |
| Nearby Flood Claims | 191 (1979–2024) |
| Claims Outside the SFHA | 1 of 191 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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