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401 E Ann St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 401 E Ann St, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1947
Lot Size0.572 acres (24,895 sqft)
OwnerCompany Name on Record
Tax Bill$2,955 (2025)
Deeds & MortgagesJan 2019 Sale
Feb 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN412307284001

Property Details

APN / Parcel Number

Primary APN412307284001
Alternative APNs
  • 00924100000001
  • 10004702428

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area720 sqft Living Area
Gross Area958 sqft
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,895 sqft (0.572 acres)
Lot Dimensions173 ft deep x 185 ft wide
DrivewayDriveway
Driveway Area1 sqft
PorchEnclosed/Screened Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Account Number00924100000001
Street Address401 E ANN ST
CityPUNTA GORDA
StateFL
Zip33950-6105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-10
Legal DescriptionPUNTA GORDA BLK 124 LTS 5 6 7 8 INC LESS RD R/W 523/656 540/1777 1092/525 1282/460 3287/1334 DC3706/1186-DCJH 4023/489 4023/492 4023/494 4023/496 PR18-1217-DH DC4389/1309-DLH AFF4389/1305&1306&1307 4399/1170
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionPUNTA GORDA
Legal TractPUG
Legal Block124
Legal Lot Number5
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2123
Census Tract10302

Owner

Source: Charlotte County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address751 ROYAL POINCIANA, PUNTA GORDA, FL 33955-1036
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Grant Deed, Transfer
ATTORNEY ONLY
Feb 27, 2018Grant Deed, Construction Loan · Line of Credit
CENTENNIAL BK/BLENDE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2015
Transfer Doc0040230489
Record UpdatedJun 8, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateJan 23, 2019
Property Address401 E ANN ST, PUNTA GORDA, FL 33950-6105
Document Number0043991170
Book / Page004399 / 001170
Instrument DateJan 16, 2019
Instrument2678254
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address127 ACALYPHA PUNTA GORDA FL 339551155, PUNTA GORDA, FL 33955-1155

February 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 27, 2018
Property Address401 E ANN ST, PUNTA GORDA, FL 33950-6105
Document Number0042851938
Book / Page004285 / 001938
Instrument DateFeb 23, 2018
Instrument2589942
Transaction TypeConstruction Loan
Record UpdatedMar 14, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 MUREX DR NAPLES FL 341025148, NAPLES, FL 34102-5148

Mortgage

Document Number42851938
DateFeb 27, 2018
Book Page004285/001938
Instrument2589942
Lender
NameCENTENNIAL BK/BLENDE
TypeBank
Address401 TAYLOR ST, PUNTA GORDA, FL 33950-4845
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 26, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,955.00 (-5.35%)$192,733 (+38.2%) Land $58,087 Building $134,646$192,733 (+88.19%) Land $58,087 Building $134,646
2024$3,122.00 (-0.41%)
2023$3,135.00 (+17.68%)$139,457 (-30.9%)$102,415 (-49.26%) Land $78,100 Building $24,315
2022$2,664.00$201,826 Land $49,789 Building $152,037$201,826 Land $49,789 Building $152,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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