5059 Bruns St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5059 Bruns St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,876 sqft · built 2020
Lot Size	0.298 acres (13,024 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2024)
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91231`

Property Details

APN / Parcel Number

Primary APN	`91231`
Alternative APN	`172531426002510070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,876 sqft Heated Area
Gross Area	2,564 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,024 sqft (0.298 acres)
Lot Dimensions	123 ft deep x 53 ft wide
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	91231
Street Address	5059 BRUNS ST
City	SAINT CLOUD
State	FL
Zip	34771-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS2
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 251 LOTS 7 & 8
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP
Legal Tract	4260
Legal Block	251
Legal Lot Number	7-8 8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS
Jun 7, 2018	Deed of Trust, Mortgage SNAPBUILD
Dec 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	2024015559
Deed Book / Page	6545 / 1355
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884

Mortgage

Document Number	0061422233
Date	Feb 3, 2022
Book Page	6142/2233
Instrument	2022018233

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2050

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 6, 2024
Property Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0065451355
Book / Page	6545 / 1355
Map Reference	MB 1 PG 71
Instrument Date	Feb 5, 2024
Instrument	2024015559
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	METRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 TALISI LOOP, SAINT CLOUD, FL 34771-9167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Investor	Possibly a Property Investor

Mortgage

Document Number	0065451357
Date	Feb 6, 2024
Instrument	6545/1357

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2020
Property Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0056622707
Book / Page	005662 / 002707
Instrument Date	Jan 23, 2020
Instrument	11651
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5059 BRUNS ST ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number	56622709
Date	Jan 23, 2020
Book Page	005662/002709
Instrument	11652

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0053490085
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 N NEW YORK AVE #1298 WINTER PARK FL 327907554, 1298, WINTER PARK, FL 32790-7554

Mortgage

Document Number	0053490085
Date	Jun 12, 2018
Book Page	005349/000085
Instrument	90710

Lender

Name	SNAPBUILD
Address	822 A1A N # 208, PONTE VEDRA BEACH, FL 32082-8213

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2017
Property Address	5059 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0052570195
Book / Page	005257 / 000195
Instrument Date	Dec 1, 2017
Instrument	180954
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9907 8TH ST #784 GOTHA FL 347347032, 784, GOTHA, FL 34734-7032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 (+69.95%) Homeowner's exemption	$469,600 (+70.18%) Land $61,800 Building $407,800	$469,600 (+27.54%) Land $61,800 Building $407,800
2023	$3,914.00 (+4.12%) Homeowner's exemption	$275,940 (+3%)	$368,200 (+16.48%) Land $54,000 Building $314,200
2022	$3,759.00 Homeowner's exemption	$267,903	$316,100 Land $54,000 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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