5054 Bruns St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5054 Bruns St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1993
Lot Size	0.266 acres (11,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2024)
Tax Bill	$5,093 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-4260-0269-0010`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-4260-0269-0010`
Alternative APNs	`253117426002690010` `91262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	1,439 sqft
1st Floor Area	1,375 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,586 sqft (0.266 acres)
Lot Dimensions	132 ft deep x 87 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5054 BRUNS ST
City	SAINT CLOUD
State	FL
Zip	34771-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 269 BLK 269 LOTS 1 & 2 AND W 1/2 OF VAC 8TH AVE
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	269
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43700

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 10, 2026	Correction Deed · FHA Mortgage GUARANTEED RATE INC
May 8, 2024	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	202460598
Deed Book / Page	6596 / 2429
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0042082638
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884

Mortgage

Document Number	0061551751
Date	Feb 22, 2022
Book Page	6155/1751
Instrument	2022028697

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 10, 2026
Property Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0069340220
Book / Page	6934 / 220
Map Reference	MB 1 PG 71&72
Instrument Date	Mar 4, 2026
Instrument	2026030728
Record Updated	Apr 7, 2026
Title Company	FORTUNE TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069441331
Date	Mar 10, 2026
Instrument	6944/1331

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2024
Property Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0065962429
Book / Page	6596 / 2429
Map Reference	MB 1 PG 71&72
Instrument Date	May 6, 2024
Instrument	2024060598
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, FORTUNE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884

Mortgage

Document Number	2024060599
Date	May 8, 2024
Instrument	2024060599

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 1, 2017
Property Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0052032231
Book / Page	5203 / 2231
Map Reference	MB1 PG71&72
Instrument Date	Aug 31, 2017
Instrument	2017126655
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	SIGNATURE TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3491 TOHO CT, 3491, KISSIMMEE, FL 34744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884

Mortgage

Document Number	0052032233
Date	Sep 1, 2017
Instrument	5203/2233

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2017
Property Address	5054 BRUNS ST, SAINT CLOUD, FL 34771-7884
Document Number	0050940962
Book / Page	005094 / 000962
Instrument Date	Jan 24, 2017
Instrument	16747
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$888.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 TOHO CT KISSIMMEE FL 347449240, KISSIMMEE, FL 34744-9240

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,093.00 (+137.21%)	$316,200 (+116.9%) Land $65,000 Building $251,200	$316,200 (+24.59%) Land $65,000 Building $251,200
2024	$2,147.00 (+2.43%)
2023	$2,096.00 (+5.17%) Homeowner's exemption	$145,781 (+3%)	$253,800 (+14.32%) Land $60,000 Building $193,800
2022	$1,993.00 Homeowner's exemption	$141,535	$222,000 Land $60,000 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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