5057 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5057 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 2017
Lot Size	0.354 acres (15,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2025)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Dec 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-039.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-039.00`
Alternative APN	`86721`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,438 sqft (0.354 acres)
Lot Width	100 ft Width
Garage Area	484 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	86721
Street Address	5057 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	SEDGEFIELD SUBDIVISION
Legal Block	39
Legal Lot Number	39
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Dec 9, 2020	Intrafamily Transfer, Transfer
Dec 9, 2020	Grant Deed, Transfer NOT AVAILABLE
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 5, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Nov 16, 2017	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	20256987
Deed Book / Page	1926 / 96
Record Updated	Sep 20, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 30, 2025
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000006987
Book / Page	1926 / 96
Instrument Date	May 28, 2025
Instrument	2025006987
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006988
Date	May 30, 2025
Instrument	2025006988

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Dec 9, 2020
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000022255
Book / Page	1389 / 145
Map Reference	PL 2002-489
Instrument Date	Dec 9, 2020
Instrument	2020022255
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 9, 2020
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000022253
Book / Page	001389 / 000143
Instrument Date	Dec 9, 2020
Instrument	22253
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$792.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5057 SEDGEFIELD DR LANCASTER SC 297207012, LANCASTER, SC 29720-7012

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	2020012213
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5057 SEDGEFIELD DR LANCASTER SC 297207012, LANCASTER, SC 29720-7012

Mortgage

Document Number	2020012213
Date	Jul 27, 2020
Book Page	004071/000301
Instrument	2020012213

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000018161
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5057 SEDGEFIELD DR LANCASTER SC 297207012, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000018161
Date	Oct 19, 2020
Book Page	004163/000102
Instrument	18161

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 16, 2017
Property Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000016997
Book / Page	1096 / 288
Map Reference	PL 2002 PG 489
Instrument Date	Nov 15, 2017
Instrument	2017016997
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5057 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000016998
Date	Nov 16, 2017
Instrument	2017016998

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+9.39%)	$9,656 (+15.01%) Land $1,214 Building $8,442	$318,200 (+51.6%) Land $40,000 Building $278,200
2024	$1,289.00 (+0.39%)
2023	$1,284.00	$8,396 Land $720 Building $7,676	$209,900 Land $18,000 Building $191,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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