5049 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5049 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,574 sqft · built 2004
Lot Size	0.418 acres (18,200 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (May 2006)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-041.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-041.00`
Alternative APN	`80384`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	1,910 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,200 sqft (0.418 acres)
Lot Width	104 ft Width
Porch	Porch
Porch Area	168 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	80384
Street Address	5049 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	87X172X145X150
Legal Subdivision	SEDGEFIELD PH II-B FINAL S
Legal Block	41
Legal Lot Number	41
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

Source: Lancaster County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Dec 30, 2016	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Deed Document Number	20066649
Deed Book / Page	336 / 287
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jun 26, 2026
Property Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000009171
Book / Page	5618 / 1
Instrument Date	Jun 19, 2026
Instrument	20269171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009171,
Date	Jun 26, 2026
Book Page	5618/1
Instrument	20269171

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000003779
Date	Apr 3, 2024
Book Page	5110/10
Instrument	2024003779

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2049

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Property Address	5049 SEDGEFIELD DR, LANCASTER, SC 29720-7012
Document Number	0000003791
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 SEDGEFIELD DR LANCASTER SC 297207012, LANCASTER, SC 29720-7012

Mortgage

Document Number	0000003791
Date	Mar 16, 2017
Book Page	003323/000100
Instrument	3791

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+9.34%)	$7,140 (+15.01%) Land $971 Building $6,169	$294,200 (+89.56%) Land $40,000 Building $254,200
2024	$953.00 (+0.42%)
2023	$949.00	$6,208 Land $720 Building $5,488	$155,200 Land $18,000 Building $137,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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