5057 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5057 Beach River Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 2005
Lot Size	0.357 acres (15,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Nov 2011)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`10-23-27-8390-01-020`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8390-01-020`
Alternative APNs	`272310839001020` `137473` `138327` `139842`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,562 sqft (0.357 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5057 BEACH RIVER RD
City	WINDERMERE
State	FL
Zip	34786-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 2 54/104 LOT 102
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 2
Legal Phase	2
Legal Tract	8390
Legal Block	1
Legal Lot Number	102
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2013
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5057 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2011 · Amount on Record
Deed Sale	Nov 23, 2011 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	2011613725
Deed Book / Page	10298 / 90
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5057 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Document Number	0000281749
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5057 BEACH RIVER RD WINDERMERE FL 347863131, WINDERMERE, FL 34786-3131

Mortgage

Document Number	0000281749
Date	May 14, 2020
Instrument	281749

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,861 (+2.7%)	$632,830 (-1.46%) Land $150,000 Building $482,830
2025	$4,804.00 (+5.42%) Homeowner's exemption	$295,872 (+5.99%)	$642,200 (+21.99%) Land $150,000 Building $492,200
2024	$4,557.00 (+7.45%)
2023	$4,241.00 (+4.25%) Homeowner's exemption	$279,159 (+3%)	$526,450 (+15.59%) Land $140,000 Building $386,450
2022	$4,068.00 Homeowner's exemption	$271,028	$455,441 Land $125,000 Building $330,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20